2181 Vance Rd, Deltona, FL 32738 Property Records

Volusia County property record for 2181 Vance Rd, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,875 sqft · built 1999
Lot Size	0.496 acres (21,600 sqft)
Owner	2 Trust Names on File
Last Sale	$360,000 (Mar 2021)
Tax Bill	$7,412 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8130-45-43-0100`

Property Details

APN / Parcel Number

Primary APN	`8130-45-43-0100`
Alternative APNs	`31183045430100` `30183145430100` `2838353.0` `2838353`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,875 sqft Living Area
Gross Area	3,342 sqft
1st Floor Area	2,419 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,600 sqft (0.496 acres)
Lot Dimensions	180 ft deep x 120 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	290 sqft
Porch	Florida Room
Porch Area	526 sqft
Patio Area	586 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2838353
Street Address	2181 VANCE RD
City	DELTONA
State	FL
Zip	32738-5038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 10 BLK 1334 DELTONA LAKES UNIT 45 PER OR 4856 PG 3298 PER OR 5333 PGS 4783-4784 PER OR 5397 PG 4600 PER OR 8001 PG 0316
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	45
Legal Block	1334
Legal Lot Number	10
Legal Unit	45
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2000
Census Tract	91037

Owner

2181 Vance Rd is owner-occupied and held in a trust since March 2021.

Source: Volusia County records, as of March 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2181 VANCE RD, DELTONA, FL 32738-5038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2021 · Amount on File
Deed Sale	Mar 4, 2021 · Amount on File
Prior Sale	Sep 14, 2004 · Amount on File
Deed Document Number	202149168
Deed Book / Page	8001 / 316
Prior Transfer Date	Jun 18, 1998
Prior Transfer Doc	4327004119
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 4, 2021
Property Address	2181 VANCE RD, DELTONA, FL 32738-5038
Document Number	0080010316
Book / Page	8001 / 316
Map Reference	MB 27 PG 300-313
Instrument Date	Feb 24, 2021
Instrument	2021-049168
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	DOWNTOWN TITLE SERVICES LLC, DOWNTOWN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6054 SHAWNA CT, 6054, LIBERTY TOWNSHIP, OH 45044-9674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 VANCE RD, DELTONA, FL 32738-5038

Mortgage

Document Number	0008001317
Date	Mar 4, 2021
Instrument	8001/317

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2181 VANCE RD, DELTONA, FL 32738-5038
Document Number	0074843308
Book / Page	007484 / 003308
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 VANCE RD DELTONA FL 327385038, DELTONA, FL 32738-5038

Mortgage

Document Number	0074843308
Date	Dec 18, 2017
Book Page	007484/003308
Instrument	243359

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2181 Vance Rd was $7,412 with a homeowner's exemption, down 5.9% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,456 (+1.09%) Land $49,140 Building $370,316	$419,456 (+1.09%) Land $49,140 Building $370,316
2025	$7,412.00 (-5.88%) Homeowner's exemption	$414,929 Land $49,140 Building $365,789	$414,929 Land $49,140 Building $365,789
2024	$7,875.00 (+2.79%)
2023	$7,661.00 (+0.59%) Homeowner's exemption	$416,777 (+3%)	$463,044 (+14.43%) Land $50,620 Building $412,424
2022	$7,616.00 Homeowner's exemption	$404,638 Land $34,924 Building $369,714	$404,638 Land $34,924 Building $369,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2181 Vance Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	5 (2022–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2181 Vance Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Tillman Fiber.

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