2181 Upper Afton Rd E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2181 Upper Afton Rd E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,944 sqft · built 1968
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (May 2023)
Tax Bill	$7,088 (2023)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-28-22-14-0103`

Property Details

APN / Parcel Number

Primary APN	`02-28-22-14-0103`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	972 sqft
Basement Area	972 sqft
Finished Basement	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	135 ft deep x 65 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2181 UPPER AFTON RD E
City	SAINT PAUL
State	MN
Zip	55119-4641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	SOUTH BATTLE CREEK HIGTS NO 2 LOT 21 BLK 7
Legal Range	22
Legal Township	28
Legal Section	02
Legal Quarter	1
Quarter-Quarter Section	4
Legal Subdivision	SOUTH BATTLE CREEK HIGTS NO 2
Legal Block	7
Legal Lot Number	21
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1010
Census Tract	37403

Owner

Source: Ramsey County assessment roll, as of February 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2181 UPPER AFTON RD E, SAINT PAUL, MN 55119-4641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Sep 25, 2019	Affidavit of Death, Transfer NOT AVAILABLE
Sep 13, 2017	Deed of Trust, Mortgage · VA Mortgage FIRST CLASS MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Prior Sale	Sep 25, 2019
Deed Document Number	A04987981
Record Updated	Jun 7, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 10, 2023
Property Address	2181 UPPER AFTON RD E, SAINT PAUL, MN 55119-4641
Document Number	0A04987981
Instrument Date	May 4, 2023
Instrument	A04987981
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2181 UPPER AFTON RD E, SAINT PAUL, MN 55119-4641

Mortgage

Document Number	0A04987982
Date	May 10, 2023
Instrument	A04987982

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RAMSEY MN
Recording Date	Sep 25, 2019
Property Address	2181 UPPER AFTON RD E, SAINT PAUL, MN 55119-4641
Document Number	0004775278
Instrument Date	Sep 25, 2019
Instrument	4775278
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 UPPER AFTON RD E ST PAUL MN 551194641, ST PAUL, MN 55119-4641

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2181 UPPER AFTON RD E, SAINT PAUL, MN 55119-4641
Document Number	0004677849
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2181 UPPER AFTON RD E ST PAUL MN 551194641, ST PAUL, MN 55119-4641

Mortgage

Document Number	0004677849
Date	Sep 25, 2017
Instrument	4677849

Lender

Name	FIRST CLASS MTG
Type	Mortgage Company
Address	12906 63RD AVE N, MAPLE GROVE, MN 55369-6001

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,088.00 Homeowner's exemption	$312,200 Land $34,200 Building $278,000	$312,200 Land $34,200 Building $278,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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