2181 Tarpon Rd, Naples, FL 34102 Property Records

Collier County property record for 2181 Tarpon Rd, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	3,430 sqft · built 2019
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$7,175,000 (Aug 2022)
Tax Bill	$49,388 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2023 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`128500 12 285A10`

Property Details

APN / Parcel Number

Primary APN	`128500 12 285A10`
Alternative APNs	`1836364000503420012285` `18363640005`

Interior

Stories	2 Stories
Building Area	3,430 sqft Living Area
1st Floor Area	3,430 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	10,454 sqft (0.24 acres)
View / Lot	Waterfront
Pool Area	330 sqft
Deck Area	683 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	2181 TARPON RD
City	NAPLES
State	FL
Zip	34102-1563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	ROYAL HARBOR UNIT 2 BLK 12 LOT 28
Legal Range	25
Legal Township	50
Legal Section	10
Legal Subdivision	ROYAL HARBOR UNIT 2
Legal Tract	128500
Legal Block	12
Legal Lot Number	28
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1011
Census Tract	600

Owner

2181 Tarpon Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2181 TARPON RD, NAPLES, FL 34102-1563
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Mar 29, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 31, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage VAST BANK NA
Sep 21, 2020	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Jul 13, 2021 · Amount on File
Deed Document Number	20226303080
Deed Book / Page	6169 / 121
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2181 TARPON RD, NAPLES, FL 34102-1563
Transaction Type	Mortgage
Record Updated	Oct 3, 2023
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 TARPON RD, NAPLES, FL 34102-1563

Mortgage

Document Number	0062870727
Date	Sep 13, 2023
Book Page	6287/727
Instrument	6452417

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 29, 2023
Property Address	2181 TARPON RD, NAPLES, FL 34102-1563
Document Number	0062300040
Book / Page	6230 / 40
Map Reference	MB 3 PG 69
Instrument Date	Mar 17, 2023
Instrument	6381678
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13265 LAKEPOINT DR, PLAINFIELD, IL 60585-7923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 TARPON RD, NAPLES, FL 34102-1563

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 31, 2022
Property Address	2181 TARPON RD, NAPLES, FL 34102-1563
Document Number	0061690121
Book / Page	6169 / 121
Map Reference	MB 3 PG 69
Instrument Date	Aug 26, 2022
Instrument	6303080
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$50,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2140 SHAD CT, 2140, NAPLES, FL 34102-1543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13265 LAKEPOINT DR, PLAINFIELD, IL 60585-7923

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 13, 2021
Property Address	2181 TARPON RD, NAPLES, FL 34102-1563
Document Number	0059810239
Book / Page	5981 / 239
Map Reference	MB 3 PG 69&70
Instrument Date	Jul 9, 2021
Instrument	6094824
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	970 AQUA CIR, 970, NAPLES, FL 34102-7416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 TARPON RD, NAPLES, FL 34102-1563

Mortgage

Document Number	5981241
Date	Jul 13, 2021
Instrument	5981/241

Lender

Name	VAST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 21, 2020
Property Address	2181 TARPON RD, NAPLES, FL 34102-1563
Document Number	0058181897
Book / Page	005818 / 001897
Instrument Date	Sep 18, 2020
Instrument	5925910
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$26,250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	970 AQUA CIR NAPLES FL 341027416, NAPLES, FL 34102-7416

Tax Assessment & Valuation

The 2025 property tax bill for 2181 Tarpon Rd was $49,388 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,350,782 (+2.7%)	$5,638,840 (+8.23%) Land $1,735,013 Building $3,903,827
2025	$49,388.00 Homeowner's exemption	$5,210,109 Land $2,220,816 Building $2,989,293	$5,210,109 Land $2,220,816 Building $2,989,293
2023	$57,670.00 (+32.54%)	$5,912,639 (+38.76%) Land $2,242,170 Building $3,670,469	$5,912,639 (+38.76%) Land $2,242,170 Building $3,670,469
2022	$43,511.00 Homeowner's exemption	$4,261,058 Land $1,636,784 Building $2,624,274	$4,261,058 Land $1,636,784 Building $2,624,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2181 Tarpon Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 406 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	961 units insured incl. 555 condo units
Nearby Flood Claims	440 (1980–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 65 claims Hurricane Ian, Oct 2022 · 160 claims Hurricane Ian, Sep 2022 · 152 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2181 Tarpon Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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