Martin County property record for 2181 SW Oasis Ter, Stuart, FL 34997 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,550 sqft · built 2023 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Oct 2022) |
| Tax Bill | $9,905 (2024) |
| Deeds & Mortgages | Jan 2023 Construction Loan Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1123178 |
| Primary APN | 1123178 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,550 sqft Living Area |
| Stories | 1 Story |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Masonite/Cement Shake |
| Lot Area | 22,651 sqft (0.519 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1123178 |
|---|---|
| Street Address | 2181 SW OASIS TER |
| City | STUART |
| State | FL |
| Zip | 34997-7001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 LOCKS ESTATES ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 44 PUBLIC RECORDS MARTIN COUNTY FLORIDA |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | LOCKS ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 1703 |
Source: Martin County records · APN 1123178
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2181 SW OASIS TER, STUART, FL 34997-7001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2023 | Deed of Trust, Mortgage · Construction Mortgage SEACOAST NATIONAL BANK |
| Oct 04, 2022 | Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2022 · Amount on Record |
| Deed Sale | Oct 04, 2022 · Amount on Record |
| Deed Document Number | 0003339752 |
| Deed Book / Page | 3339 / 752 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 2181 SW OASIS TER, STUART, FL 34997-7001 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1585 SE POMEROY ST, STUART, FL 34997-3900 |
| Document Number | 0033560001 |
|---|---|
| Date | Jan 25, 2023 |
| Book Page | 3356/1 |
| Instrument | 2998901 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Feb 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.8% |
| Index | Other |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Oct 04, 2022 |
| Property Address | 2181 SW OASIS TER, STUART, FL 34997-7001 |
| Document Number | 0033390752 |
| Book / Page | 3339 / 752 |
| Map Reference | MB 18 PG 44 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 2983357 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2391 SW RIVERSIDE DR, PALM CITY, FL 34990-2847 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1585 SE POMEROY ST, STUART, FL 34997-3900 |
| Document Number | 0003339754 |
|---|---|
| Date | Oct 04, 2022 |
| Instrument | 3339/754 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Oct 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | Other |
| Max Rate | 10% |
Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $635,603 (+1,171.21%) | $667,970 (+1,235.94%) Land $220,000 Building $447,970 | |
| 2024 | $9,905.00 (+1,089.08%) | ||
| 2023 | $833.00 (+6.52%) | $50,000 (+9.78%) Land $50,000 | $50,000 (+0.5%) Land $50,000 |
| 2022 | $782.00 | $45,544 | $49,750 Land $49,750 |
Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 28% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 840 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures