2181 Spoleto Ln E, Charleston, SC 29406 Property Records

Charleston County property record for 2181 Spoleto Ln E, Charleston, SC 29406

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,266 sqft · built 1985
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$124,500 (Jul 2019)
Tax Bill	$2,570 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`485-00-00-172`

Property Details

APN / Parcel Number

Primary APN	`485-00-00-172`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,266 sqft Living Area
1st Floor Area	633 sqft
Upper Floors Area	633 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	17,860 sqft (0.41 acres)
Terrain	High
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2181 SPOLETO LN E
City	CHARLESTON
State	SC
Zip	29406-9229
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION NAME -OTRANTO CLUB VILLAS PHASE III DESCRIPTION -UNIT 2181 BLDG 29G % OWNERSHIP COM ELE 1.4981798%
Legal Subdivision	OTRANTO CLUB VILLAS PHASE III
Legal Phase	3
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	1
Census Block	1020
Census Tract	3115

Owner

2181 Spoleto Ln E, a condominium, is owned and occupied by an individual who bought it in July 2019.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2181 SPOLETO LN E, CHARLESTON, SC 29406-9229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2019 · Amount on File
Deed Sale	Jul 15, 2019 · Amount on File
Prior Sale	Sep 15, 2011 · Amount on File
Deed Book / Page	808 / 269
Prior Transfer Date	Oct 18, 2010
Prior Transfer Doc	0151/0452
Record Updated	Oct 29, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 15, 2019
Property Address	2181 SPOLETO LN E, CHARLESTON, SC 29406-9229
Document Number	0808/0269
Book / Page	000808 / 000269
Instrument Date	Jul 2, 2019
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 SPOLETO LN E NORTH CHARLESTON SC 294069229, NORTH CHARLESTON, SC 29406-9229

Mortgage

Document Number	808/0270
Date	Jul 15, 2019
Book Page	000808/000270

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2181 Spoleto Ln E was $2,570, up 10.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	North Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,570.00 (+10.68%)	$143,175 (+1,816.67%) Land $35,794 Building $107,381	$203,700 Land $50,900 Building $152,800
2024	$2,322.00	$7,470
2022	$2,165.00	$7,470	$124,500 Building $124,500
2020			$124,500 Building $124,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2181 Spoleto Ln E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 units insured incl. 6 condo units
Nearby Flood Claims	48 (1989–2023)
Claims Outside the SFHA	45 of 48
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2181 Spoleto Ln E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Home Telecom, WOW Internet, Cable & Phone.

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