Hamilton County property record for 2181 South Rd, Cincinnati, OH 45233
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,378 sqft · built 1972 |
| Lot Size | 1.33 acres (58,153 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Nov 2023) |
| Tax Bill | $7,488 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0271-0010-00 |
| Primary APN | 550-0271-0010-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,378 sqft Living Area |
| Gross Area | 6,172 sqft |
| 1st Floor Area | 1,581 sqft |
| 2nd Floor Area | 1,097 sqft |
| Upper Floors Area | 1,097 sqft |
| Basement Area | 1,371 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 671 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 58,153 sqft (1.33 acres) |
| Lot Dimensions | 411 ft deep x 83.1 ft wide |
| Garage Type | Attached |
| Garage Area | 2,123 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Porch |
| Porch Area | 244 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2181 SOUTH RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45233-4264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | SOUTH RD 83.07 X 411.88 IRR LOT 1 KIRKRIDGE ACS SUB BLK A |
| Legal Subdivision | KIRKRIDGE ACS SUB |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21102 |
Source: Hamilton County records, as of May 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2181 SOUTH RD, CINCINNATI, OH 45233-4264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage KEMBA CREDIT UNION INC |
| Nov 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage KEMBA CREDIT UNION INC |
| May 22, 2020 | Affidavit of Death, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| May 22, 2020 | Grant Deed, Transfer · Conventional with PMI US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2023 · Amount on Record |
| Deed Sale | Nov 14, 2023 · Amount on Record |
| Prior Sale | May 22, 2020 · Amount on Record |
| Deed Document Number | 202380660 |
| Deed Book / Page | 15042 / 944 |
| Prior Transfer Date | Nov 7, 2023 |
| Prior Transfer Doc | 0000080659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2181 SOUTH RD, CINCINNATI, OH 45233-4264 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000023734 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 15634/1016 |
| Instrument | 2026-0023734 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 14, 2023 |
| Property Address | 2181 SOUTH RD, CINCINNATI, OH 45233-4264 |
| Document Number | 0000080660 |
| Book / Page | 15042 / 944 |
| Map Reference | MB 88 PG 43 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023-0080660 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2181 SOUTH RD, CINCINNATI, OH 45233-4264 |
| Document Number | 0000080661 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 2023-0080661 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 22, 2020 |
| Property Address | 2181 SOUTH RD, CINCINNATI, OH 45233-4264 |
| Document Number | 0000048354 |
| Book / Page | 014174 / 001703 |
| Instrument Date | May 15, 2020 |
| Instrument | 48354 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2181 SOUTH RD CINCINNATI OH 452334264, CINCINNATI, OH 45233-4264 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 22, 2020 |
| Property Address | 2181 SOUTH RD, CINCINNATI, OH 45233-4264 |
| Document Number | 0000048355 |
| Book / Page | 014174 / 001707 |
| Instrument Date | May 15, 2020 |
| Instrument | 48355 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2181 SOUTH RD CINCINNATI OH 452334264, CINCINNATI, OH 45233-4264 |
| Document Number | 48356 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 014174/001709 |
| Instrument | 48356 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2050 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,488.00 (+2.13%) | $143,361 (+%) Land $27,612 Building $115,749 | $409,600 (-) Land $78,890 Building $330,710 |
| 2024 | $7,332.00 (+0.16%) | $143,359 (-) Land $27,611 Building $115,748 | |
| 2023 | $7,320.00 (+18.99%) | $143,359 (+40.33%) Land $27,611 Building $115,748 | $409,600 (+40.33%) Land $78,890 Building $330,710 |
| 2022 | $6,152.00 Homeowner's exemption | $102,159 Land $23,475 Building $78,684 | |
| 2020 | $291,880 Land $67,070 Building $224,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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