2181 School Rd, Pottstown, PA 19465 Property Records

Chester County property record for 2181 School Rd, Pottstown, PA 19465

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,244 sqft · built 1979
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Nov 2020)
Tax Bill	$645 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-3-31.2E`

Property Details

APN / Parcel Number

Primary APN	`19-3-31.2E`
Alternative APN	`1903 003102E0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,244 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	95,832 sqft
Terrain	Below Road/Slope
View / Lot	Neighborhood

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	2181 SCHOOL RD
City	POTTSTOWN
State	PA
Zip	19465-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.2 AC & DWG LOT 1
Legal Lot Number	1
Jurisdiction	CHESTER PA
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2012
Census Tract	301600

Owner

2181 School Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Chester County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2181 SCHOOL RD, POTTSTOWN, PA 19465-8847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIAMOND CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Prior Sale	Jun 3, 1999 · Amount on File
Deed Document Number	202011782305
Deed Book / Page	10353 / 383
Record Updated	Oct 29, 2026

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESTER PA
Recording Date	Nov 24, 2020
Property Address	2181 SCHOOL RD, POTTSTOWN, PA 19465-8847
Document Number	0103530383
Book / Page	10353 / 383
Instrument Date	Oct 26, 2020
Instrument	11782305
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	RESTORE LAND TRANSFER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2181 SCHOOL RD, POTTSTOWN, PA 19465-8847

Mortgage

Document Number	0011782306
Date	Nov 24, 2020
Instrument	11782306

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER PA
Property Address	2181 SCHOOL RD, POTTSTOWN, PA 19465-8847
Document Number	0101490862
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	PATRIOT LAND TRANSFER INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 SCHOOL RD POTTSTOWN PA 194658847, POTTSTOWN, PA 19465-8847

Mortgage

Document Number	0101490862
Date	Apr 27, 2020
Book Page	010149/000862
Instrument	11729748

Lender

Name	DIAMOND CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2181 School Rd was $645.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
County Subdivision	Warwick Township
Unified School District	Owen J. Roberts School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$645.00	$155,470 Land $51,560 Building $103,910	$157,160 Land $51,560 Building $105,600
2024	$6,074.00	$155,470 Land $51,560 Building $103,910
1998			$157,160 Land $51,560 Building $105,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2181 School Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2181 School Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on School Rd

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