2181 S Kirby Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 2181 S Kirby Rd, Bloomington, IN 47403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 1997
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on File
Tax Bill$1,240 (2025)
Deeds & MortgagesApr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN016-02300-01

Property Details

APN / Parcel Number

Primary APN016-02300-01
Alternative APN
  • 53-09-11-200-036.000-015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeWood
Foundation TypeRaised
Roof MaterialOther
Lot Area46,609 sqft (1.07 acres)
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemOther
Heating FuelGas

Location & Zoning

Account Number016-02300-01
Street Address2181 S KIRBY RD
CityBLOOMINGTON
StateIN
Zip47403-9235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE1
Legal DescriptionFLY VIEW LOT 1
Legal SubdivisionFLY VIEW SUBDIVISION
Legal Lot Number1
JurisdictionMONROE IN
Township / Civil DivisionVAN BUREN
Census Block Group2
Census Block2011
Census Tract501

Owner

2181 S Kirby Rd is owned and occupied by an individual who acquired it in May 2016.

Source: Monroe County records, as of October 12, 2026

Owner of RecordIndividual Name on File
Mailing Address2181 S KIRBY RD, BLOOMINGTON, IN 47403-9235
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 24, 2016
Transfer Doc2016006619
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address2181 S KIRBY RD, BLOOMINGTON, IN 47403-9235
Transaction TypeMortgage
Record UpdatedMay 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2181 S KIRBY RD, BLOOMINGTON, IN 47403-9235

Mortgage

Document Number2024003496
DateApr 9, 2024
Instrument2024003496
Lender
NameINDIANA UNIVERSITY CU
TypeCredit Union
AddressPO BOX 368, BLOOMINGTON, IN 47402
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 2181 S Kirby Rd was $1,240, up 1.9% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMonroe County
County SubdivisionVan Buren Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,240.00 (+1.89%)$189,200 Land $50,400 Building $138,800$189,200 Land $50,400 Building $138,800
2024$1,217.00
2023$152,700 (+18.1%) Land $40,300 Building $112,400$152,700 (+18.1%) Land $40,300 Building $112,400
2022$1,422.00$129,300 Land $35,300 Building $94,000$129,300 Land $35,300 Building $94,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2181 S Kirby Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims8 (2004–2021)
Claims Outside the SFHA3 of 8
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2181 S Kirby Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Smithville Communications
Fiber
1,000 / 1,000

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