2181 Oakwood Dr, Troy, MI 48085 Property Records

Oakland County property record for 2181 Oakwood Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,422 sqft · built 1997
Lot Size	0.22 acres (9,583 sqft)
Owner	Trust Name on File
Last Sale	$335,000 (May 2000)
Tax Bill	$5,739 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-12-100-076`

Property Details

APN / Parcel Number

Primary APN	`88-20-12-100-076`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,422 sqft Living Area
1st Floor Area	1,826 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2181 OAKWOOD DR
City	TROY
State	MI
Zip	48085-3894
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 12 WOODSIDE MANOR SUB LOT 25 8-15-96 FR 050
Legal Range	11E
Legal Township	2N
Legal Section	12
Legal Subdivision	WOODSIDE MANOR SUB
Legal Lot Number	8,25
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2001
Census Tract	196000

Owner

2181 Oakwood Dr is owner-occupied and held in a trust since February 2016.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Trust Name on File
Mailing Address	2181 OAKWOOD DR, TROY, MI 48085-3894
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2000 · Amount on File
Deed Sale	May 26, 2000 · Amount on File
Prior Sale	May 22, 1998 · Amount on File
Last Transfer Date	Feb 29, 2016
Transfer Doc	0000092809
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2181 OAKWOOD DR, TROY, MI 48085-3894
Document Number	0000270058
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2181 OAKWOOD DR TROY MI 480853894, TROY, MI 48085-3894

Mortgage

Document Number	0000270058
Date	Dec 18, 2020
Book Page	055364/000700
Instrument	270058

Lender

Name	SI MORTGAGE COMPANY SI MORTGAGE COMPANY
Type	Bank
Address	STERLING HEIGHTS, MI 48310

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 17, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 2181 Oakwood Dr was $5,739 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,739.00
2023			$453,380
2022	$5,969.00	$226,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2181 Oakwood Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2181 Oakwood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20