2181 NC Highway 55 E, Mount Olive, NC 28365 Property Records

Wayne County property record for 2181 NC Highway 55 E, Mount Olive, NC 28365

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,077 sqft · built 2018
Lot Size12.1 acres (527,076 sqft)
OwnerIndividual Name on Record
Tax Bill$2,660 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2018 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN3502366219

Property Details

APN / Parcel Number

Primary APN3502366219
Alternative APN
  • 747693

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,077 sqft Heated Area
Gross Area3,539 sqft
1st Floor Area2,077 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area527,076 sqft (12.1 acres)
Garage TypeMixed
Garage Area1,928 sqft
Parking Spaces7 Parking Spaces
PorchPatio
Porch Area42 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number747693
Street Address2181 NC HIGHWAY 55 E
CityMOUNT OLIVE
StateNC
Zip28365-8035
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description2181 E NC 55 HWY REAR
JurisdictionWAYNE NC
Township / Civil DivisionINDIAN SPRINGS
Census Block Group3
Census Block3006
Census Tract603

Owner

Source: Wayne County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2516 SUMMERLINS CROSSROAD RD, MOUNT OLIVE, NC 28365-5436
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Jun 22, 2018Deed of Trust, Mortgage · Construction Mortgage
STATE EMPLOYEES CU
Jan 12, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Dec 28, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2017
Deed SaleDec 28, 2017
Deed Book / Page3345 / 453
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE NC
Property Address2181 NC HIGHWAY 55 E, MOUNT OLIVE, NC 28365-8035
Transaction TypeMortgage
Record UpdatedJun 9, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003649/559
DateAug 5, 2021
Book Page3649/559
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE NC
Property Address2181 NC HIGHWAY 55 E, MOUNT OLIVE, NC 28365-8035
Transaction TypeMortgage
Record UpdatedJun 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003379/792
DateJun 22, 2018
Book Page3379/792
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term367 Months
DueJan 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change6%
Index5-Year CMT
Margin2
Max Rate6%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE NC
Property Address2181 NC HIGHWAY 55 E, MOUNT OLIVE, NC 28365-8035
Transaction TypeMortgage
Record UpdatedJun 9, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003700/740
DateJan 12, 2022
Book Page3700/740
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressGOLDSBORO, NC 27532
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE NC
Recording DateDec 28, 2017
Property Address2181 NC HIGHWAY 55 E, MOUNT OLIVE, NC 28365-8035
Document Number003345/453
Book / Page3345 / 453
Instrument DateDec 15, 2017
Transaction TypeTransfer
Record UpdatedJun 9, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2169 NC HIGHWAY 55 E, 2169, MOUNT OLIVE, NC 28365-8035

Transferred To (Grantee/Buyer)

NameVerified Name
Address2516 SUMMERLINS CROSSROAD RD, MOUNT OLIVE, NC 28365-5436

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWayne County
Unified School DistrictWayne County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$369,830 (-) Land $44,970 Building $324,860$369,830 (-) Land $44,970 Building $324,860
2025$2,660.00 (+23.78%)$369,830 (+41.02%) Land $44,970 Building $324,860$369,830 (+41.02%) Land $44,970 Building $324,860
2024$262,250 (+62%) Land $36,180 Building $226,070$262,250 (+62%) Land $36,180 Building $226,070
2023$2,149.00$161,880 Land $36,180 Building $125,700$161,880 Land $36,180 Building $125,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2020

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAYNE WATER DISTRICTS
serves 39,403 people · EPA ID NC0496065
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBenzo(a)pyrene
resolved · Jan 2020
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Verizon
Fixed Wireless
25 / 6
AT&T
Fixed Wireless
25 / 3

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