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2181 Mill Pond Dr, Saint Cloud, MN 56303 Property Records

Stearns County property record for 2181 Mill Pond Dr, Saint Cloud, MN 56303

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,568 sqft · built 2005
Lot Size0.88 acres (38,333 sqft)
OwnerTrust Name on File
Last Sale$390,000 (Aug 2014)
Tax Bill$8,598 (2026)
Deeds & MortgagesJan 2020 Sale
Flood ZoneZone X (minimal risk)
APN82-48691-0003

Property Details

APN / Parcel Number

Primary APN82-48691-0003

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,568 sqft Living Area
1st Floor Area1,639 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStone
Roof MaterialAsphalt
Lot Area38,333 sqft (0.88 acres)
Lot Width93 ft Width
Garage Area942 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address2181 MILL POND DR
CitySAINT CLOUD
StateMN
Zip56303-9567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 004 BLK 001 MILL RIVER ESTATES SECTION 34 TOWNSHIP 125 RANGE 028 SECTION 34 TOWNSHIP 125 RANGE 028
Legal Range28W
Legal Township125
Legal Section34
Legal SubdivisionMILL RIVER ESTATES
Legal Block1
Legal Lot Number4
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1010
Census Tract901

Owner

2181 Mill Pond Dr is owner-occupied and held in a trust since January 2020.

Source: Stearns County records, as of July 30, 2026

Owner of RecordTrust Name on File
Mailing Address2181 MILL POND DR, SAINT CLOUD, MN 56303-9567
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2014 · Amount on File
Deed SaleAug 4, 2014 · Amount on File
Deed Document Number2014246634
Last Transfer DateJan 17, 2020
Transfer Doc0000T42891
Record UpdatedSep 20, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateJan 23, 2020
Property Address2181 MILL POND DR, SAINT CLOUD, MN 56303-9567
Document Number0000T42891
Instrument DateJan 17, 2020
InstrumentT42891
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2181 MILL POND DR, SAINT CLOUD, MN 56303-9567

Tax Assessment & Valuation

The 2026 property tax bill for 2181 Mill Pond Dr was $8,598.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,598.00$564,600 (-) Land $120,000 Building $444,600$564,600 (-) Land $120,000 Building $444,600
2025$564,600 Land $120,000 Building $444,600$564,600 Land $120,000 Building $444,600
2023$7,258.00$564,600 Land $120,000 Building $444,600$564,600 Land $120,000 Building $444,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2181 Mill Pond Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1997–2001)
Claims Outside the SFHA6 of 8
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 4 claims
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2181 Mill Pond Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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