2181 McDowell Rd, Mount Olivet, KY 41064 Property Records

Harrison County property record for 2181 McDowell Rd, Mount Olivet, KY 41064

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2 bd · 2 ba · 2,380 sqft · built 1999
Lot Size	12 acres (522,720 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (May 2025)
Tax Bill	$2,429 (2025)
Deeds & Mortgages	May 2025 Sale Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134-0000-013-00-000`

Property Details

APN / Parcel Number

Primary APN	`134-0000-013-00-000`
Alternative APNs	`11936` `25069`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,380 sqft Building Perimeter
Basement Area	952 sqft
Finished Basement	952 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable
Lot Area	522,720 sqft (12 acres)
Lot Width	37.6 ft Width
Terrain	Rolling
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	25069
Street Address	2181 MCDOWELL RD
City	MOUNT OLIVET
State	KY
Zip	41064-9401
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	OTHER
Legal Description	FARM 12 ACRES
Legal Subdivision	MCDOWELL ROAD LAND DIVISION
Legal Tract	1
Jurisdiction	HARRISON KY
Township / Civil Division	BERRY
Census Block Group	1
Census Block	1008
Census Tract	950100

Owner

2181 McDowell Rd, an agricultural property, is owned and occupied by an individual who bought it in May 2025.

Source: Harrison County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	2181 MCDOWELL RD, MOUNT OLIVET, KY 41064-9401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Warranty Deed, Transfer
Jan 8, 2025	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2025 · Amount on File
Deed Sale	May 23, 2025 · Amount on File
Prior Sale	Jan 8, 2025 · Amount on File
Deed Document Number	20251000335
Deed Book / Page	394 / 678
Prior Transfer Date	Dec 4, 2024
Prior Transfer Doc	00D392/700
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON KY
Recording Date	May 23, 2025
Property Address	2181 MCDOWELL RD, MOUNT OLIVET, KY 41064-9401
Document Number	00D394/678
Book / Page	D394 / 678
Map Reference	CAB 5 SL 27-A
Instrument Date	May 19, 2025
Instrument	1000335
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 W WHITE DOVE ST, AZLE, TX 76020-6714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 MCDOWELL RD, MOUNT OLIVET, KY 41064-9401

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON KY
Recording Date	Jan 8, 2025
Property Address	2181 MCDOWELL RD, MOUNT OLIVET, KY 41064-9401
Document Number	00D392/700
Book / Page	D392 / 700
Instrument Date	Dec 4, 2024
Instrument	997016
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2181 MCDOWELL RD, MOUNT OLIVET, KY 41064-9401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 MCDOWELL RD, MOUNT OLIVET, KY 41064-9401

Mortgage

Document Number	0000997102
Date	Jan 8, 2025
Instrument	997102

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2181 McDowell Rd was $2,429 with exemptions applied.

Source: Harrison County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,429.00 Homeowner's exemption Disabled Person's exemption	$280,701	$280,701
2023	$679.00 Homeowner's exemption	$110,701	$110,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2181 McDowell Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1997–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2181 McDowell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO TRAIL WATER ASSOC private · serves 4,514 people · EPA ID KY0810046
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: All Points Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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