2181 Main St, Lovell, ME 04051 Property Records

Oxford County and Lovell Town property record for 2181 Main St, Lovell, ME 04051

Property Summary

Property Type	Single Family Home
Lot Size	4.54 acres (197,762 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Oct 2017)
Tax Bill	$357 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`LOVE M:R12 L:037`

Property Details

APN / Parcel Number

Primary APN	`LOVE M:R12 L:037`
Alternative APN	`899`

Exterior

Lot Area	197,762 sqft (4.54 acres)

Location & Zoning

Account Number	899
Street Address	2181 MAIN ST
City	LOVELL
State	ME
Zip	04051-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BRADLEY POND PROPOSED
Legal Lot Number	37
Jurisdiction	LOVELL ME
Township / Civil Division	LOVELL
Census Block Group	4
Census Block	4001
Census Tract	966600

Owner

2181 Main St is owned and occupied by an individual who bought it in October 2017.

Source: Oxford County and Lovell Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2181 MAIN ST, LOVELL, ME 04051-3005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed of Trust, Mortgage NORWAY SVGS BK
Oct 2, 2017	Deed of Trust, Mortgage NORWAY SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Deed Document Number	201781920
Deed Book / Page	662 / 155
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOVELL ME
Property Address	2181 MAIN ST, LOVELL, ME 04051-3005
Document Number	0055140859
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 MAIN ST LOVELL ME 040513005, LOVELL, ME 04051-3005

Mortgage

Document Number	0055140859
Date	Apr 2, 2020
Book Page	005514/000859
Instrument	3966

Lender

Name	NORWAY SVGS BK
Type	Federal Savings Bank
Address	NORWAY, ME 04268

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOVELL ME
Property Address	2181 MAIN ST, LOVELL, ME 04051-3005
Document Number	0006620157
Book / Page	000662 / 000157
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 MAIN ST LOVELL ME 040513005, LOVELL, ME 04051-3005

Mortgage

Document Number	0006620157
Date	Oct 6, 2017
Book Page	000662/000157
Instrument	81921

Lender

Name	NORWAY SVGS BK
Type	Federal Savings Bank
Address	NORWAY, ME 04268

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2181 Main St was $357, down 65.4% from the year before.

Source: Oxford County and Lovell Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Oxford County
County Subdivision	Lovell Town
Unified School District	School Administrative District 72 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$357.00 (-65.37%)	$68,700 (-24.67%) Land $26,200 Building $42,500
2024	$1,031.00 (+5.64%)	$91,200 (-) Land $26,800 Building $64,400
2023	$976.00 (+7.02%)	$91,200 (-) Land $26,800 Building $64,400
2022	$912.00	$91,200 Land $26,800 Building $64,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2181 Main St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (1998–2023)
Most Recent Claim	Apr 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2181 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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