2181 Latham St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2181 Latham St, Cambria, CA 93428 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 965 sqft · built 1972
Lot Size0.08 acres (3,500 sqft)
OwnerCompany Name on File
Last Sale$507,000 (Aug 2020)
Tax Bill$6,134 (2025)
Deeds & MortgagesJan 2026 Transfer
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN023-207-024

Property Details

APN / Parcel Number

Primary APN023-207-024

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area965 sqft Living Area

Exterior

Year BuiltBuilt 1972
Construction TypeWood
Lot Area3,500 sqft (0.08 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address2181 LATHAM ST
CityCAMBRIA
StateCA
Zip93428-4205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAM PINES M U 1 BL 8 LTS 19 & 20
Legal SubdivisionCAMBRIA PINES MANOR 03
Legal Block8
Legal Lot Number19,20 20
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2004
Census Tract10404

Owner

Source: San Luis Obispo County records · APN 023-207-024

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address2181 LATHAM ST, CAMBRIA, CA 93428-4205
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2026Intrafamily Transfer, Transfer
Aug 07, 2020Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Jun 27, 2019Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 17, 2018Grant Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleAug 07, 2020 · Amount on Record
Deed SaleAug 07, 2020 · Amount on Record
Prior SaleAug 07, 2020 · Amount on Record
Deed Document Number0000041078
Last Transfer DateJan 29, 2026
Transfer Doc0000002759
Record UpdatedJun 08, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 29, 2026
Property Address2181 LATHAM ST, CAMBRIA, CA 93428-4205
Document Number0000002759
Map ReferenceMB 5 PG 8
Instrument DateDec 30, 2025
Instrument2026002759
Transaction TypeTransfer
Record UpdatedFeb 11, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2181 LATHAM ST, CAMBRIA, CA 93428-4205

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 07, 2020
Property Address2181 LATHAM ST, CAMBRIA, CA 93428-4205
Document Number0000041078
Instrument DateJul 13, 2020
Instrument41078
Transaction TypeTransfer
Record UpdatedAug 21, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$558.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1408 E SEEGER AVE VISALIA CA 932922022, VISALIA, CA 93292-2022

Mortgage

Document Number41079
DateAug 07, 2020
Instrument41079
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 06, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 27, 2019
Property Address2181 LATHAM ST, CAMBRIA, CA 93428-4205
Document Number0000024985
Map ReferenceMB 5 PG 8
Instrument DateMay 15, 2019
Instrument2019024985
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyPLACER TITLE COMPANY CAMBR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2181 LATHAM ST, CAMBRIA, CA 93428-4205

Mortgage

Document Number0000024986
DateJun 27, 2019
Instrument2019024986
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 17, 2018
Property Address2181 LATHAM ST, CAMBRIA, CA 93428-4205
Document Number0000029103
Map ReferenceMB5 PG8
Instrument DateJun 25, 2018
Instrument2018029103
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyPLACER TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1262 W HEDDING ST, SAN JOSE, CA 95126-1710

Mortgage

Document Number0000029104
DateJul 17, 2018
Instrument2018029104
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,134.00 (+4.11%)$548,791 (+4.04%) Land $324,729 Building $224,062
2023$5,892.00 (+2.01%)$527,482 Land $312,120 Building $215,362
2022$5,776.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 26% of California
Wildfire LikelihoodAbout 1 in 1,389 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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