2181 Key Way, Dubuque, IA 52002 Property Records

Dubuque County property record for 2181 Key Way, Dubuque, IA 52002

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,092 sqft · built 1968
Lot Size	0.237 acres (10,349 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,478 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-21-230-018`

Property Details

APN / Parcel Number

Primary APN	`10-21-230-018`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	10,349 sqft (0.237 acres)
Lot Dimensions	131 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2181 KEY WAY
City	DUBUQUE
State	IA
Zip	52002-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 15 BLK 11 WESTCHESTER
Legal Subdivision	KENNEDY
Legal Block	11
Legal Lot Number	15
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3006
Census Tract	1205

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2181 KEY WAY, DUBUQUE, IA 52002-3822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage DUTRAC COMMUNITY CU
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CU
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage DUTRAC COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Feb 16, 2016
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2181 KEY WAY, DUBUQUE, IA 52002-3822
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 KEY WAY, DUBUQUE, IA 52002-3822

Mortgage

Document Number	0000000690
Date	Jan 22, 2026
Instrument	2026-00000690

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	2045 HOLLIDAY DR, DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2181 KEY WAY, DUBUQUE, IA 52002-3822
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003681
Date	Mar 22, 2022
Instrument	2022-00003681

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 21, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2181 KEY WAY, DUBUQUE, IA 52002-3822
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004678
Date	May 13, 2019
Instrument	2019-00004678

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$209,600 (+9.74%) Land $49,100 Building $160,500	$209,600 (+9.74%) Land $49,100 Building $160,500
2024	$2,478.00 (+0.24%)
2023		$191,000 (+22.69%) Land $42,700 Building $148,300	$191,000 (+22.69%) Land $42,700 Building $148,300
2022	$2,472.00 Homeowner's exemption	$155,680 Land $38,390 Building $117,290
2021			$155,680 Land $38,390 Building $117,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Comelec Internet Services Fixed Wireless	280 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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