2181 Kay Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 2181 Kay Ave, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1941
Lot Size0.319 acres (13,909 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Jan 2000)
Tax Bill$11,825 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN19-05215-0000-00001-01

Property Details

APN / Parcel Number

Primary APN19-05215-0000-00001-01
Alternative APN
  • 19052150000000010001

Interior

Stories1 Story

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeBrick
Lot Area13,909 sqft (0.319 acres)
Lot Dimensions130 ft deep x 107 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address2181 KAY AVE
CityUNION
StateNJ
Zip07083-5266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWINDSOR MANOR SEC 2
Legal Block5215
Legal Lot Number1.1
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group4
Census Block4005
Census Tract32702

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2181 KAY AVE, UNION, NJ 07083-5266
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2000 · Amount on Record
Deed SaleJan 12, 2000 · Amount on Record
Deed Document Number200076251
Deed Book / Page4923 / 56
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address2181 KAY AVE, UNION, NJ 07083-5266
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0149312949
DateApr 8, 2021
Book Page14931/2949
Instrument9042
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,700 (-) Land $22,000 Building $28,700$50,700 (-) Land $22,000 Building $28,700
2025$11,825.00 (+4.36%)$50,700 (-) Land $22,000 Building $28,700$50,700 (-) Land $22,000 Building $28,700
2024$11,331.00 (+6.86%)
2023$50,700 Land $22,000 Building $28,700$50,700 Land $22,000 Building $28,700
2022$10,604.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims12 (2021)
Claims Outside the SFHA2 of 12
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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