2181 Hwy 532, Collins, MS 39428 Property Records

Covington County property record for 2181 Hwy 532, Collins, MS 39428

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,483 sqft · built 1978
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$216 (2019)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`096014 01020`

Property Details

APN / Parcel Number

Primary APN	`096014 01020`
Alternative APN	`6806`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,483 sqft Adjusted Area
1st Floor Area	1,321 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	6806
Street Address	2181 HIGHWAY 532
City	COLLINS
State	MS
Zip	39428-5805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 AC S CENT PT NW4 SW4 SE4 1314120-010 B 0354 P 0261 06/03/2022
Legal Range	15W
Legal Township	09N
Legal Section	14
Jurisdiction	COVINGTON MS
Township / Civil Division	5
Census Block Group	3
Census Block	3013
Census Tract	950100

Owner

2181 Hwy 532 is owned and occupied by an individual who acquired it in April 2014.

Source: Covington County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	2181 HIGHWAY 532, COLLINS, MS 39428-5805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Jun 3, 2022	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2014
Deed Sale	Apr 22, 2014
Deed Book / Page	308 / 538
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	2181 HIGHWAY 532, COLLINS, MS 39428-5805
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 HIGHWAY 532, COLLINS, MS 39428-5805

Mortgage

Document Number	000803/589
Date	Jul 13, 2022
Book Page	803/589

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	May 6, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	COVINGTON MS
Recording Date	Jun 3, 2022
Property Address	2181 HIGHWAY 532, COLLINS, MS 39428-5805
Document Number	000354/261
Book / Page	354 / 261
Instrument Date	May 9, 2022
Record Updated	Jan 21, 2026

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1973, COLLINS, MS 39428-1973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 HIGHWAY 532, COLLINS, MS 39428-5805

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,543 (+0.04%)
2024		$5,541 (+0.02%)	$55,310 (+0.02%) Land $5,730 Building $49,580
2023		$5,540	$55,300 Land $5,720 Building $49,580
2019	$216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2181 Hwy 532 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2008–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2181 Hwy 532 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 69% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKATOMA WATER ASSOCIATION #1 public/private · serves 3,981 people · EPA ID MS0640009
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber	1,000 / 1,000

May also be available: C Spire Wireless.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Hwy 532

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