Monroe County property record for 2181 Edgewater St, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,178 sqft · built 1945 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,600 (Nov 2022) |
| Tax Bill | $2,775 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Dec 2025 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-776-369-00 |
| Primary APN | 07-776-369-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,178 sqft Living Area |
| 1st Floor Area | 1,178 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2181 EDGEWATER ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-4914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LEAVE BLAN |
| Legal Description | F-369 SEC 35 T6S R9E DETROIT BEACH SUBDIVISION LOT 369 |
| Legal Range | 09E |
| Legal Township | 06S |
| Legal Section | 35 |
| Legal Subdivision | DETROIT BEACH SUB |
| Legal Lot Number | 369 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 831300 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2181 EDGEWATER ST, MONROE, MI 48162-4914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2022 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 9, 2025 | Intrafamily Transfer, Transfer · VA Mortgage EMORTGAGE FUNDING LLC |
| Feb 6, 2023 | Correction Deed |
| Nov 9, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 29, 2020 | Grant Deed, Transfer FIDELITY LAND AND TITLE, FIDELITY LAND TITLE AGENCY |
| Dec 11, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2022 · Amount on Record |
| Deed Sale | Nov 9, 2022 · Amount on Record |
| Prior Sale | Jun 29, 2020 · Amount on Record |
| Deed Document Number | 202221566 |
| Last Transfer Date | Nov 23, 2024 |
| Transfer Doc | 0000020213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 2181 EDGEWATER ST, MONROE, MI 48162-4914 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1263 FRANK DR, MONROE, MI 48162-3466 |
| Document Number | 0000021143 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 2022R21143 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Dec 9, 2025 |
| Property Address | 2181 EDGEWATER ST, MONROE, MI 48162-4914 |
| Document Number | 0000020213 |
| Map Reference | LB 6 PG 1-4 |
| Instrument Date | Nov 23, 2024 |
| Instrument | 2025R20213 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | JBS TITLE AND ESCROW LLC, JS TITLE AND ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2181 EDGEWATER ST, MONROE, MI 48162-4914 |
| Name | Verified Name |
|---|---|
| Address | 2181 EDGEWATER ST, MONROE, MI 48162-4914 |
| Document Number | 0000018584 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 2024R18584 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Dec 1, 2054 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Feb 6, 2023 |
| Property Address | 2181 EDGEWATER ST, MONROE, MI 48162-4914 |
| Document Number | 0000001721 |
| Map Reference | LB 6 PG 1-4 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 2023R01721 |
| Record Updated | Feb 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2181 EDGEWATER ST, MONROE, MI 48162-4914 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Nov 9, 2022 |
| Property Address | 2181 EDGEWATER ST, MONROE, MI 48162-4914 |
| Document Number | 0000021566 |
| Map Reference | LB 6 PG 1-4 |
| Instrument Date | Oct 18, 2022 |
| Instrument | 2022R21566 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2022 |
| Title Company | BARRISTERS LAND ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2181 EDGEWATER ST, 2181, MONROE, MI 48162-4914 |
| Name | Verified Name |
|---|---|
| Address | 2181 EDGEWATER ST, MONROE, MI 48162-4914 |
| Document Number | 0000021143 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 2022R21143 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jun 29, 2020 |
| Property Address | 2181 EDGEWATER ST, MONROE, MI 48162-4914 |
| Document Number | 0000012604 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 12604 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | FIDELITY LAND AND TITLE, FIDELITY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $602.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1658 DARTMOOR DR TOLEDO OH 436121508, TOLEDO, OH 43612-1508 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Dec 11, 2018 |
| Property Address | 2181 EDGEWATER ST, MONROE, MI 48162-4914 |
| Document Number | 0000022345 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 22345 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $614.90 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4425 PONCE DE LEON BLVD #5 CORAL GABLES FL 331461837, 5, CORAL GABLES, FL 33146-1837 |
| Investor | Possibly a Property Investor |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Jefferson Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,800 (+16.41%) Land $68,800 | $137,600 (+16.41%) Land $137,600 | |
| 2025 | $2,775.00 (+3.97%) | $59,100 (+28.48%) Land $59,100 | $118,200 (+28.48%) Land $118,200 |
| 2024 | $2,669.00 (+76.29%) | ||
| 2023 | $1,514.00 | $46,000 | $92,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 577.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 95 (1980–2018) |
| Claims Outside the SFHA | 4 of 95 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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