2181 E 38th St, Anderson, IN 46013 Property Records

Madison County property record for 2181 E 38th St, Anderson, IN 46013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,324 sqft · built 1964
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Tax Bill	$106 (2025)
Deeds & Mortgages	Mar 2007 Line of Credit Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-0016-1-012`

Property Details

APN / Parcel Number

Primary APN	`15-0016-1-012`
Alternative APNs	`48-12-28-200-024.000-033` `00001345997`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1973
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	252 sqft
Shed	1 Shed
Shed Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001345997
Street Address	2181 E 38TH ST
City	ANDERSON
State	IN
Zip	46013-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW NW 0.3300ACRES STR: 28198 SECTION: PLAT: 00 IN: OUT:
Jurisdiction	MADISON IN
Township / Civil Division	UNION
Census Block Group	3
Census Block	3054
Census Tract	11200

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2181 E 200 S, ANDERSON, IN 46017-2011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2007	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Feb 1, 2024	Deed of Trust, Mortgage · Line of Credit INDEPENDENT FCU
Oct 14, 2016	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Feb 14, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 14, 2020
Transfer Doc	2020R02502
Record Updated	Sep 20, 2026

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2181 E 38TH ST, ANDERSON, IN 46013-2116
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007004171
Date	Mar 2, 2007
Instrument	2007004171

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2181 E 38TH ST, ANDERSON, IN 46013-2116
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R01503
Date	Feb 1, 2024
Instrument	2024R01503

Lender

Name	INDEPENDENT FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 25, 2049

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2181 E 38TH ST, ANDERSON, IN 46013-2116
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016R14003
Date	Oct 14, 2016
Instrument	2016R14003

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 5, 2056

Interest

Rate Type	Fixed Rate

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IN
Recording Date	Feb 14, 2020
Property Address	2181 E 38TH ST, ANDERSON, IN 46013-2116
Document Number	2020R02502
Instrument Date	Feb 14, 2020
Instrument	2020R02502
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 E 200 S, ANDERSON, IN 46017-2011

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Union Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$106.00 (+12.77%) Homeowner's exemption	$121,700 (+19.55%) Land $9,500 Building $112,200	$121,700 (+19.55%) Land $9,500 Building $112,200
2024	$94.00 (+3.3%)
2023		$101,800 (+4.62%) Land $9,000 Building $92,800	$101,800 (+4.62%) Land $9,000 Building $92,800
2022	$91.00	$97,300 Land $8,600 Building $88,700	$97,300 Land $8,600 Building $88,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2013–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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