2181 Co Rd 286, Five Points, AL 36855 Property Records

Chambers County property record for 2181 Co Rd 286, Five Points, AL 36855 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,326 sqft · built 1984
Lot Size	1.14 acres (49,800 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Mar 2020)
Tax Bill	$1,448 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-01-08-33-0-001-005.001`

Property Details

APN / Parcel Number

Primary APN	`12-01-08-33-0-001-005.001`
Alternative APNs	`0108330001005001` `450960`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,326 sqft Living Area
1st Floor Area	1,326 sqft
Upper Floors Area	696 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	49,800 sqft (1.14 acres)
Lot Dimensions	448 ft deep x 78 ft wide
Garage Area	1,100 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	730 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	450960
Street Address	2181 COUNTY ROAD 286
City	FIVE POINTS
State	AL
Zip	36855-2785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1JOHN LEE SUB.D.B. 238 PG. 682IN NW1/4 OF NW1/4 OF SEC. 33 &IN SW1/4 OF SW1/4 OF SEC. 28.S33 & 28 T24N R28E
Legal Range	28
Legal Township	24
Legal Section	33
Legal Subdivision	JOHN LEE SUB
Legal Lot Number	1
Jurisdiction	CHAMBERS AL
Township / Civil Division	FIVE POINTS
Census Block Group	1
Census Block	1041
Census Tract	953800

Owner

Source: Chambers County records · APN 12-01-08-33-0-001-005.001

Assessment roll updated May 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	63667 HIGHWAY 22, ROANOKE, AL 36274-5429
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2020 · Amount on Record
Deed Sale	Mar 02, 2020 · Amount on Record
Deed Book / Page	2020 / 954
Record Updated	Jun 08, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Mar 02, 2020
Property Address	2181 COUNTY ROAD 286, FIVE POINTS, AL 36855-2785
Document Number	002020/954
Book / Page	2020 / 954
Instrument Date	Feb 28, 2020
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 33805, DECATUR, GA 30033-0805

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	63667 HIGHWAY 22, ROANOKE, AL 36274-5429

Mortgage

Document Number	0002020955
Date	Mar 02, 2020
Instrument	2020/955

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Chambers County records · Assessment roll updated May 12, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,448.00 (+6.94%)	$35,416 (+11.16%) Land $7,140 Building $28,276	$177,080 (+11.18%) Land $35,700 Building $141,380
2024	$1,354.00	$31,860 (-) Land $3,580 Building $28,280	$159,270 (-) Land $17,860 Building $141,410
2023	$1,354.00	$31,860 (-) Land $3,580 Building $28,280	$159,270 (-) Land $17,860 Building $141,410
2022	$1,354.00	$31,860 Land $3,580 Building $28,280	$159,270 Land $17,860 Building $141,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chambers County (01017C), updated February 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010179538001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	About 1 in 794 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telephone Electronics	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.