2181 Cedar Bend Rd S, Southside (Gadsden), AL 35907 Property Records

Etowah County property record for 2181 Cedar Bend Rd S, Southside, AL 35907

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,684 sqft · built 1973
Lot Size	6.88 acres (299,693 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Aug 2015)
Tax Bill	$2,050 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-04-20-0-001-040.013`

Property Details

APN / Parcel Number

Primary APN	`21-04-20-0-001-040.013`
Alternative APNs	`246564` `61731`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,684 sqft Living Area
1st Floor Area	1,872 sqft
2nd Floor Area	812 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	299,693 sqft (6.88 acres)
Lot Dimensions	150 ft deep x 400 ft wide
Garage Area	1,680 sqft
Pool Type	Pool with Hot Tub/Spa
Pool Area	525 sqft
Loading Dock	125 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	246564
Street Address	2181 CEDAR BEND RD S
City	GADSDEN
State	AL
Zip	35907-5210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR COM NW COR NW1/4 SW1/4 TH E 579 TH S 270S TH E 13.7 TO POB TH SE 726.68 TO 509 CONTOUR TH NE'LY 565S ALONG CONTOUR TH N 615.14 TO S ROW OF CEDAR BEND RD S TH W 262.76 ALONG ROW TH S 242.78 TH W 281.18 TO POB BEING 6.878 AC LYING IN NW1/
Legal Range	6E
Legal Township	13S
Legal Section	20
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	2
Census Block	2001
Census Tract	10504

Owner

2181 Cedar Bend Rd S is owned and occupied by two individuals who bought it in August 2015.

Source: Etowah County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2181 CEDAR BEND RD S, GADSDEN, AL 35907-5210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2015 · Amount on File
Deed Sale	Aug 3, 2015 · Amount on File
Deed Document Number	20153421468
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Jan 27, 2020
Property Address	2181 CEDAR BEND RD S, SOUTHSIDE, AL 35907-5210
Document Number	0003496926
Instrument Date	Jan 24, 2020
Instrument	3496926
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14791 WILDWOOD DR, ATHENS, AL 35613-7567

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2181 CEDAR BEND RD S, SOUTHSIDE, AL 35907-5210

Mortgage

Document Number	0003496927
Date	Jan 27, 2020
Instrument	3496927

Lender

Name	COMMUNITY FIRSTBANK OF CHARLESTON
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2181 Cedar Bend Rd S was $2,050 with a homeowner's exemption.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Southside City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,050.00 Homeowner's exemption	$50,000 Land $3,740 Building $46,260	$574,000 Land $42,900 Building $531,100
2023	Homeowner's exemption Additional exemption filed	$46,710 Land $4,290 Building $42,420	$467,100 Land $42,900 Building $424,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2181 Cedar Bend Rd S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2181 Cedar Bend Rd S is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20