2181 Baker St, Aurora, IL 60506 Property Records

Kane County property record for 2181 Baker St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,125 sqft · built 1972
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Jun 2020)
Tax Bill	$5,569 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-18-402-013`

Property Details

APN / Parcel Number

Primary APN	`15-18-402-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
Gross Area	1,449 sqft
1st Floor Area	1,125 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Construction Type	Frame
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	2181 BAKER ST
City	AURORA
State	IL
Zip	60506-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD GREEN SUBDN : UNIT 3 LOT 35 BLK 13 LOT DIMENSIONS: 75 X 115 APPROX LOT SQ FT 8625 SUBDIVISION: CHARLESTON-ILLINOIS-LAUREL-ALM RANGE CODE: 001
Legal Subdivision	CHARLESTON-ILLINOIS-LAUREL-ALM
Legal Block	13
Legal Lot Number	35
Legal Unit	3-35
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1027
Census Tract	853005

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2181 BAKER ST, AURORA, IL 60506-1707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 25, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Prior Sale	Jun 29, 2005 · Amount on Record
Deed Document Number	202033642
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2181 BAKER ST, AURORA, IL 60506-1707
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 BAKER ST, AURORA, IL 60506-1707

Mortgage

Document Number	0000033360
Date	Sep 25, 2023
Instrument	2023K033360

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Jul 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 25, 2020
Property Address	2181 BAKER ST, AURORA, IL 60506-1707
Document Number	0000033642
Instrument Date	Jun 5, 2020
Instrument	33642
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 BAKER ST AURORA IL 605061707, AURORA, IL 60506-1707

Mortgage

Document Number	33643
Date	Jun 25, 2020
Instrument	33643

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

Interest

Rate	3.12%

Mortgage

Document Number	33644,
Date	Jun 25, 2020
Instrument	33644

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,569.00 (+16.14%) Homeowner's exemption
2024		$75,865 (+26.08%) Land $13,260 Building $62,605	$227,686 (+26.13%) Land $39,796 Building $187,890
2022	$4,795.00 (+4.95%) Homeowner's exemption	$60,170 (+7.41%) Land $10,810 Building $49,360	$180,510 (+7.41%) Land $32,430 Building $148,080
2021	$4,569.00 Homeowner's exemption	$56,019 Land $10,064 Building $45,955	$168,057 Land $30,192 Building $137,865

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet, T-Mobile, Watch TV.

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