Ramsey County property record for 2181 7th St E, Saint Paul, MN 55119 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,756 sqft · built 1989 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,764 (2024) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Oct 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-22-41-0113 |
| Primary APN | 26-29-22-41-0113 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,756 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 518 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 665085 |
|---|---|
| Street Address | 2181 7TH ST E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55119-3523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MERIT ADDITION THAT PART OF LOT 3 LYING ELY OF THE FOL BEG AT A PT ...OF SD LOT 3 & ALL OF LOT 2 BLK 1 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 26 |
| Legal Subdivision | MERIT ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 31802 |
Source: Ramsey County records · APN 26-29-22-41-0113
Assessment roll updated July 28, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2181 7TH ST E, SAINT PAUL, MN 55119-3523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HIWAY CU |
| Oct 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Nov 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage JFQ LNDG INC |
| Jan 16, 2019 | Warranty Deed, Mortgage · FHA Mortgage MERIDIAN HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 16, 2019 |
| Deed Sale | Jan 16, 2019 |
| Prior Sale | Dec 29, 2011 · Amount on Record |
| Deed Document Number | 20192632015 |
| Prior Transfer Date | Jan 04, 2019 |
| Prior Transfer Doc | 0002632015 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2181 7TH ST E, SAINT PAUL, MN 55119-3523 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A04981146 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | A04981146 |
| Name | HIWAY CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55103 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2181 7TH ST E, SAINT PAUL, MN 55119-3523 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0T02743805 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | T02743805 |
| Name | ARC HOME LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2181 7TH ST E, SAINT PAUL, MN 55119-3523 |
| Document Number | 0002678185 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2181 7TH ST E ST PAUL MN 551193523, ST PAUL, MN 55119-3523 |
| Document Number | 0002678185 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2678185 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 18, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2181 7TH ST E, SAINT PAUL, MN 55119-3523 |
| Document Number | 0004786796 |
| Instrument Date | Nov 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2181 7TH ST E ST PAUL MN 551193523, ST PAUL, MN 55119-3523 |
| Document Number | 0004786796 |
|---|---|
| Date | Dec 06, 2019 |
| Instrument | 4786796 |
| Name | JFQ LNDG INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jan 16, 2019 |
| Property Address | 2181 7TH ST E, SAINT PAUL, MN 55119-3523 |
| Document Number | 0002632015 |
| Instrument Date | Jan 04, 2019 |
| Instrument | 2632015 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | RESEARCH TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2181 7TH ST E ST PAUL MN 551193523, ST PAUL, MN 55119-3523 |
| Document Number | 2632016 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 2632016 |
| Name | MERIDIAN HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2049 |
Source: Ramsey County records · Assessment roll updated July 28, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $308,500 (-1.59%) Land $30,000 Building $278,500 | $308,500 (-1.59%) Land $30,000 Building $278,500 | |
| 2024 | $4,764.00 (-0.83%) | ||
| 2023 | $4,804.00 Homeowner's exemption | $313,500 Land $25,000 Building $288,500 | $313,500 Land $25,000 Building $288,500 |
Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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