21808 Chapel Way, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21808 Chapel Way, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,412 sqft · built 2009
Lot Size	0.109 acres (4,758 sqft)
Owner	Trust Name on File
Last Sale	$522,500 (May 2020)
Tax Bill	$5,241 (2023)
Deeds & Mortgages	Jan 2020 Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`007-513-23`

Property Details

APN / Parcel Number

Primary APN	`007-513-23`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,412 sqft Heated Area
Gross Area	3,551 sqft
1st Floor Area	1,686 sqft
Upper Floors Area	717 sqft
Attic Area	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	4,758 sqft (0.109 acres)
Garage Area	500 sqft
Porch	Porch
Porch Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-513-23
Street Address	21808 CHAPEL WAY
City	CORNELIUS
State	NC
Zip	28031-8161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC
Legal Description	L19 M47-881
Legal Subdivision	CORNELIUS TOD MAP 01
Legal Lot Number	19
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1012
Census Tract	6409

Owner

21808 Chapel Way is owner-occupied and held in a trust since May 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Trust Name on File
Mailing Address	21808 CHAPEL WAY, CORNELIUS, NC 28031-8161
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
May 15, 2020	Warranty Deed, Transfer TRYON TITLE AGENCY LLC, TRYON TITLE AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2020 · Amount on File
Deed Sale	May 15, 2020 · Amount on File
Prior Sale	Jul 27, 2016
Deed Document Number	0034576393
Deed Book / Page	34576 / 393
Record Updated	Jun 7, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	21808 CHAPEL WAY, CORNELIUS, NC 28031-8161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012574
Date	Jan 28, 2020
Book Page	34237/437
Instrument	2020012574

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 15, 2020
Property Address	21808 CHAPEL WAY, CORNELIUS, NC 28031-8161
Document Number	0000069343
Book / Page	034576 / 000393
Instrument Date	May 14, 2020
Instrument	69343
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	TRYON TITLE AGENCY LLC, TRYON TITLE AGCY LLC

Transaction

Amount	Amount on Record
Tax	$1,045.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	21808 CHAPEL WAY CORNELIUS NC 280318161, CORNELIUS, NC 28031-8161

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 21808 Chapel Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21808 Chapel Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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