21807 Potomac View Dr, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 21807 Potomac View Dr, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,019 sqft · built 1965
Lot Size	0.48 acres (20,908 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,113 (Jul 2026)
Tax Bill	$3,708 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-027821`

Property Details

APN / Parcel Number

Primary APN	`03-027821`
Alternative APNs	`3027821` `027821`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,019 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,908 sqft (0.48 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	027821
Street Address	21807 POTOMAC VIEW DR
City	LEONARDTOWN
State	MD
Zip	20650-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNC
Legal Description	LOT 180 BLOCK 3 SECTION 1 PLAT 4/31 SOCIETY HILL
Legal Subdivision	SOCIETY HILL
Legal Block	3
Legal Lot Number	180
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	3
Census Block	3014
Census Tract	875400

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21807 POTOMAC VIEW DR, LEONARDTOWN, MD 20650-2130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Jun 25, 2024 · Amount on Record
Deed Book / Page	6938 / 464
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jul 9, 2026
Property Address	21807 POTOMAC VIEW DR, LEONARDTOWN, MD 20650-2130
Document Number	6938000464
Book / Page	6938 / 464
Instrument Date	Jul 2, 2026
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	TRUSTED TITLE CORPORATION, TRUSTED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,996.11
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21807 POTOMAC VIEW DR, LEONARDTOWN, MD 20650-2130

Mortgage

Document Number	6938000470,
Date	Jul 9, 2026
Book Page	6938/470

Lender

Name	CEDAR POINT FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,333 (+1.32%)	$350,200 (+3.95%) Land $147,300 Building $202,900
2025	$3,708.00 (+14.23%)	$336,900 (+8.88%) Land $140,300 Building $196,600	$336,900 (-) Land $140,300 Building $196,600
2023	$3,246.00	$309,433	$336,900 Land $140,300 Building $196,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	6 (2003–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2021 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRETON BAY serves 1,012 people · EPA ID MD0180001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20