21805 Ridgeway St, Saint Clair Shores, MI 48080 Property Records

Macomb County property record for 21805 Ridgeway St, Saint Clair Shores, MI 48080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1965
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on File
Last Sale	$134,900 (Oct 2018)
Tax Bill	$3,514 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-14-27-329-028`

Property Details

APN / Parcel Number

Primary APN	`09-14-27-329-028`
Alternative APN	`1427329028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	925 sqft Living Area
1st Floor Area	925 sqft
Basement Area	925 sqft
Unfinished Basement	925 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	21805 RIDGEWAY ST
City	SAINT CLAIR SHORES
State	MI
Zip	48080-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	RIDGEWAY PARK SUBDIVISION (L4, P31) LOT 77
Legal Subdivision	RIDGEWAY PARK SUBDIVISION
Legal Lot Number	77
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	2
Census Block	2000
Census Tract	251700

Owner

21805 Ridgeway St is owned and occupied by an individual who bought it in October 2018.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	21805 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-1430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2018	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Feb 14, 2018	Quit Claim Deed, Transfer LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018 · Amount on File
Deed Sale	Oct 12, 2018 · Amount on File
Prior Sale	Feb 6, 2012 · Amount on File
Deed Document Number	20188113671
Deed Book / Page	25626 / 661
Prior Transfer Date	Jan 24, 2018
Prior Transfer Doc	0000017352
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 12, 2018
Property Address	21805 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-1430
Document Number	0000013671
Book / Page	025626 / 000661
Instrument Date	Oct 9, 2018
Instrument	13671
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,160.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2751 WOLCOTT ST FERNDALE MI 482201032, FERNDALE, MI 48220-1032

Mortgage

Document Number	13672
Date	Oct 12, 2018
Book Page	025626/000663
Instrument	13672

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 14, 2018
Property Address	21805 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-1430
Document Number	0000017352
Book / Page	025216 / 000720
Instrument Date	Jan 24, 2018
Instrument	17352
Transaction Type	Transfer
Record Updated	Feb 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21805 RIDGEWAY ST ST CLAIR SHORES MI 480801430, ST CLAIR SHORES, MI 48080-1430

Mortgage

Document Number	17354
Date	Feb 14, 2018
Book Page	025216/000722
Instrument	17354

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21805 Ridgeway St was $3,514 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	South Lake Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,700 (+7.24%)	$195,400 (+7.24%)
2025	$3,514.00 Homeowner's exemption	$91,100	$182,200
2023		$79,100	$158,200
2022	$3,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21805 Ridgeway St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 21805 Ridgeway St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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