21805 E 32nd Ter S, Independence, MO 64057 Property Records

Jackson County property record for 21805 E 32nd Ter S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,908 sqft · built 2010
Lot Size	0.251 acres (10,936 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,407 (Apr 2026)
Tax Bill	$6,023 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-930-08-02`

Property Details

APN / Parcel Number

Primary APN	`24-930-08-02`
Alternative APNs	`24-930-08-02-00-0-00-000` `1617320`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,908 sqft Living Area
1st Floor Area	1,166 sqft
Basement Area	1,166 sqft
Finished Basement	790 sqft
Unfinished Basement	376 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,936 sqft (0.251 acres)
Garage Type	Attached
Garage Area	107 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	Deck Area
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1617320
Street Address	21805 E 32ND TER S
City	INDEPENDENCE
State	MO
Zip	64057-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWBROOK ESTATES FIRST PLAT---LOT 48
Legal Subdivision	MEADOWBROOK ESTATES FIRST PLAT
Legal Block	2
Legal Lot Number	48
Jurisdiction	JACKSON MO
Township / Civil Division	SNI-A-BAR
Census Block Group	2
Census Block	2010
Census Tract	14804

Owner

Source: Jackson County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21805 E 32ND TER S, INDEPENDENCE, MO 64057-3537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage M SQUARED FINANCIAL LLC
Sep 17, 2018	Grant Deed, Transfer COMMUNITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	202630539
Prior Transfer Date	Dec 15, 2015
Prior Transfer Doc	000E113908
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	21805 E 32ND TER S, INDEPENDENCE, MO 64057-3537
Transaction Type	Mortgage
Record Updated	May 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0040250
Date	Apr 14, 2021
Instrument	2021E0040250

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 27, 2026
Property Address	21805 E 32ND TER S, INDEPENDENCE, MO 64057-3537
Document Number	00E0030539
Instrument Date	Apr 23, 2026
Instrument	2026.30539
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	ALLIANCE NATIONAL TITLE LLC, ALLIANCE NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000031062,
Date	Apr 27, 2026
Instrument	2026E.31062

Lender

Name	M SQUARED FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 17, 2018
Property Address	21805 E 32ND TER S, INDEPENDENCE, MO 64057-3537
Document Number	0000E81024
Instrument Date	Sep 11, 2018
Instrument	81024E
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	FIRST UNITED TITLE AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21805 E 32ND TER S INDEPENDENCE MO 640573537, INDEPENDENCE, MO 64057-3537

Mortgage

Document Number	E81025
Date	Sep 17, 2018
Instrument	81025E

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,171 (-5.28%) Land $12,234 Building $70,937	$437,740 (-5.28%)
2024	$6,023.00 (+2.12%)
2023	$5,898.00	$87,811 Land $12,411 Building $75,400	$462,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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