21804 SE Shade Tree Ln, Sandy, OR 97055 Property Records

Clackamas County property record for 21804 SE Shade Tree Ln, Sandy, OR 97055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,465 sqft · built 2003
Lot Size	2 acres (91,803 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Oct 2017)
Tax Bill	$6,512 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25E26D 00603`

Property Details

APN / Parcel Number

Primary APN	`25E26D 00603`
Alternative APN	`00697384`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,465 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	91,803 sqft (2 acres)

Location & Zoning

Account Number	00697384
Street Address	21804 SE SHADE TREE LN
City	SANDY
State	OR
Zip	97055-8492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRFF5
Legal Description	1848 SHADY AC LT 3
Legal Range	5E
Legal Township	2S
Legal Section	26
Legal Subdivision	SHADY AC
Legal Lot Number	3
Jurisdiction	CLACKAMAS OR
Township / Civil Division	MOUNT HOOD
Census Block Group	3
Census Block	3010
Census Tract	24302

Owner

Source: Clackamas County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21804 SE SHADE TREE LN, SANDY, OR 97055-8492
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2017 · Amount on Record
Deed Sale	Oct 19, 2017 · Amount on Record
Prior Sale	Jun 23, 2003 · Amount on Record
Deed Document Number	201771583
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 19, 2017
Property Address	21804 SE SHADE TREE LN, SANDY, OR 97055-8492
Document Number	0000071583
Instrument Date	Oct 17, 2017
Instrument	2017-071583
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21804 SE SHADE TREE LN, SANDY, OR 97055-8492

Mortgage

Document Number	0000071584
Date	Oct 19, 2017
Instrument	2017-071584

Lender

Name	RECOVCO MORTGAGE MANAGEMENT LLC

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.34%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	6.34%
Max Rate At Change	8.34%
Index	1-Year LIBOR
Max Rate	11.3%

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,512.00 (+7.62%)	$472,663 (+6.09%)	$1,048,612 (+7.49%) Land $278,482 Building $770,130
2023	$6,051.00	$445,532	$975,500 Land $255,200 Building $720,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	14 (1979–2025)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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