2180 E State Rd 14, Silver Lake, IN 46982 Property Records

Kosciusko County property record for 2180 E State Rd 14, Silver Lake, IN 46982

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,134 sqft · built 1870
Lot Size	1.96 acres (85,378 sqft)
Owner	Individual Name on Record
Last Sale	$342,016 (May 2025)
Tax Bill	$1,595 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-726002-58`

Property Details

APN / Parcel Number

Primary APN	`019-726002-58`
Alternative APNs	`43-19-06-300-005.000-009` `00004099033` `1972600258`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,134 sqft Living Area
1st Floor Area	2,669 sqft
Attic	Attic
Attic Area	930 sqft
Basement Area	165 sqft
Unfinished Basement	165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1995
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	85,378 sqft (1.96 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00004099033
Street Address	2180 E STATE ROAD 14
City	SILVER LAKE
State	IN
Zip	46982-8988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	19-71-1.E PT S 1/2 S 1/2 MDL PT SW 6-30-7 1.96A PER DEED
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3044
Census Tract	962600

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2180 E STATE ROAD 14, SILVER LAKE, IN 46982-8988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Mar 28, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Feb 21, 2018	Warranty Deed, Transfer · VA Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2025 · Amount on Record
Deed Sale	May 6, 2025 · Amount on Record
Prior Sale	Mar 28, 2019 · Amount on Record
Deed Document Number	202550179
Prior Transfer Date	Jan 26, 2010
Prior Transfer Doc	2010020089
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	2180 E STATE ROAD 14, SILVER LAKE, IN 46982-8988
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021021192
Date	Feb 22, 2021
Instrument	2021021192

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Mar 28, 2019
Property Address	2180 E STATE ROAD 14, SILVER LAKE, IN 46982-8988
Document Number	2019030918
Instrument Date	Mar 27, 2019
Instrument	2019030918
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2180 E STATE ROAD 14, SILVER LAKE, IN 46982-8988
Investor	Possibly a Property Investor

Mortgage

Document Number	2019030919
Date	Mar 28, 2019
Instrument	2019030919

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Feb 21, 2018
Property Address	2180 E STATE ROAD 14, SILVER LAKE, IN 46982-8988
Document Number	2018020623
Instrument Date	Feb 16, 2018
Instrument	2018020623
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2180 E STATE ROAD 14, SILVER LAKE, IN 46982-8988

Mortgage

Document Number	2018020624
Date	Feb 21, 2018
Instrument	2018020624

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Jackson Township
Unified School District	Whitko Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,595.00 (+5.35%) Homeowner's exemption	$271,500 (+16.57%) Land $28,700 Building $242,800	$271,500 (+16.57%) Land $28,700 Building $242,800
2024	$1,514.00 (+1.07%) Homeowner's exemption	$232,900 (+6.98%) Land $22,800 Building $210,100	$232,900 (+6.98%) Land $22,800 Building $210,100
2023	$1,498.00 (+1.49%)	$217,700 (-0.32%) Land $22,800 Building $194,900	$217,700 (-0.32%) Land $22,800 Building $194,900
2022	$1,476.00	$218,400 Land $22,800 Building $195,600	$218,400 Land $22,800 Building $195,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kosciusko Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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