2180 20th St, Gering, NE 69341 Property Records

Scotts Bluff County property record for 2180 20th St, Gering, NE 69341

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1980
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Feb 2021)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2020 Mortgage + 2 more
APN	`1673-35-0-01036-025-0184`

Property Details

APN / Parcel Number

Primary APN	`1673-35-0-01036-025-0184`
Alternative APN	`010263713`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Deck Area	110 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2180 20TH ST
City	GERING
State	NE
Zip	69341-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAMILY
Legal Description	LT 12, BLK 25, NORTHFIELD FIRST ADD
Legal Range	55
Legal Township	22
Legal Section	35
Legal Subdivision	NORTHFIELD FIRST ADD
Legal Block	25
Legal Lot Number	12
Jurisdiction	SCOTTS BLUFF NE
Township / Civil Division	GERING
Census Block Group	3
Census Block	3057
Census Tract	953900

Owner

Source: Scotts Bluff County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2180 20TH ST, GERING, NE 69341-2006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLATTE VALLEY BANK
Feb 2, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage PLATTE VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2021 · Amount on Record
Deed Sale	Feb 2, 2021 · Amount on Record
Prior Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	2021-524
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	2180 20TH ST, GERING, NE 69341-2006
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2180 20TH ST, GERING, NE 69341-2006

Mortgage

Document Number	0020254757
Date	Dec 1, 2025
Instrument	2025-4757

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTTS BLUFF NE
Property Address	2180 20TH ST, GERING, NE 69341-2006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20205811
Date	Nov 23, 2020
Instrument	2020-5811

Lender

Name	PLATTE VALLEY BANK
Type	Bank
Address	SCOTTSBLUFF, NE 69361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 10, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.45%
Type Change Date	Nov 10, 2025
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7.45%
Index	5-Year CMT
Margin	3
Max Rate	11.4%

February 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Feb 2, 2021
Property Address	2180 20TH ST, GERING, NE 69341-2006
Document Number	2021524
Instrument Date	Feb 1, 2021
Instrument	2021-524
Transaction Type	Subdivision Related Transfer
Record Updated	May 11, 2021
Title Company	TITLE EXPRESS SERVICES LLC, TITLE EXPRESS SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$303.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021525
Date	Feb 2, 2021
Instrument	2021-525

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTTS BLUFF NE
Recording Date	Sep 28, 2020
Property Address	2180 20TH ST, GERING, NE 69341-2006
Document Number	20204627
Instrument Date	Sep 24, 2020
Instrument	2020-4627
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20204628
Date	Sep 28, 2020
Instrument	2020-4628

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 10, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.45%
Type Change Date	Nov 10, 2025
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7.45%
Index	5-Year CMT
Margin	3
Max Rate	11.4%

Tax Assessment & Valuation

Source: Scotts Bluff County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Scotts Bluff County
Municipality	Gering City
Unified School District	Gering Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$140,955 (+28.86%) Land $27,000 Building $113,955	$140,955 (+28.86%) Land $27,000 Building $113,955
2023		$109,390 Land $18,630 Building $90,760	$109,390 Land $18,630 Building $90,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GERING serves 8,500 people · EPA ID NE3115717
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Viaero Wireless.

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