218 Windridge Dr, McHenry, IL 60050 Property Records

McHenry County property record for 218 Windridge Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,120 sqft · built 1978
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,500 (Aug 2026)
Tax Bill	$6,910 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-33-477-001`

Property Details

APN / Parcel Number

Primary APN	`09-33-477-001`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	500 sqft

Location & Zoning

Street Address	218 WINDRIDGE DR
City	MCHENRY
State	IL
Zip	60050-5169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0000026 LT 13 BLK 39 BOONE VALLEY PLAT NO 10
Legal Subdivision	BOONE VALLEY PLAT NO 10
Legal Block	39
Legal Lot Number	13
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2009
Census Tract	870605

Owner

Source: McHenry County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7113 DELAWARE RD, WONDER LAKE, IL 60097-9538
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jan 2, 2024	Warranty Deed, Transfer · FHA Mortgage CIBM BANK
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit LIBERTYVILLE BANK & TRUST CO
Aug 5, 2021	Deed, Transfer · Conventional Mortgage WATERMAN STATE BANK
Jan 4, 2021	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Jan 2, 2024 · Amount on Record
Deed Document Number	202622172
Prior Transfer Date	Nov 19, 1996
Prior Transfer Doc	0000000304
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 3, 2026
Property Address	218 WINDRIDGE DR, MCHENRY, IL 60050-5169
Document Number	0000022172
Instrument Date	Jul 21, 2026
Instrument	202622172
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,130.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7113 DELAWARE RD, WONDER LAKE, IL 60097-9538

Mortgage

Document Number	0000022173,
Date	Aug 3, 2026
Instrument	202622173

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 2, 2024
Property Address	218 WINDRIDGE DR, MCHENRY, IL 60050-5169
Document Number	0000000026
Map Reference	DOC 694307
Instrument Date	Nov 27, 2023
Instrument	2024R0000026
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	218 WINDRIDGE DR, MCHENRY, IL 60050-5169

Mortgage

Document Number	0000000027
Date	Jan 2, 2024
Instrument	2024R0000027

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.25%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	218 WINDRIDGE DR, MCHENRY, IL 60050-5169
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014032
Date	Apr 18, 2022
Instrument	2022R0014032

Lender

Name	LIBERTYVILLE BANK & TRUST CO
Type	Bank
Address	LIBERTYVILLE, IL 60048

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	20%

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 5, 2021
Property Address	218 WINDRIDGE DR, MCHENRY, IL 60050-5169
Document Number	0000042770
Map Reference	DO 694307
Instrument Date	Jul 28, 2021
Instrument	2021R0042770
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	218 WINDRIDGE DR, MCHENRY, IL 60050-5169

Mortgage

Document Number	0000042771
Date	Aug 5, 2021
Instrument	2021R0042771

Lender

Name	WATERMAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 4, 2021
Property Address	218 WINDRIDGE DR, MCHENRY, IL 60050-5169
Document Number	0000000304
Instrument Date	Dec 30, 2020
Instrument	304
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	218 WINDRIDGE DR WASHINGTON IL 615719739, WASHINGTON, IL 61571-9739

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,910.00	$89,686 (+20.31%) Land $17,667 Building $72,019	$269,058 (+20.31%) Land $53,001 Building $216,057
2022	Homeowner's exemption	$74,543 Land $14,684 Building $59,859	$223,629 Land $44,052 Building $179,577

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2007–2013)
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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