218 Willow Point Cir, Alabaster, AL 35007 Property Records

Shelby County property record for 218 Willow Point Cir, Alabaster, AL 35007

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,488 sqft · built 1997
Lot Size	0.072 acres (3,136 sqft)
Owner	2 Individual Names on File
Last Sale	$209,900 (Oct 2025)
Tax Bill	$1,860 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`137264002026000`

Property Details

APN / Parcel Number

Primary APN	`137264002026000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,488 sqft Heated Area
1st Floor Area	720 sqft
Upper Floors Area	768 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Masonite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,136 sqft (0.072 acres)
Lot Dimensions	131 ft deep x 24 ft wide
Porch	Slab
Deck Area	240 sqft
Utility Building	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	218 WILLOW POINT CIR
City	ALABASTER
State	AL
Zip	35007-9032
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SEC/TWNSHP/RAN 26 20S 03W NBRHD: 02 WILLOW POINT/ SUGAR HILL R-2
Legal Range	03W
Legal Township	20S
Legal Section	26
Legal Subdivision	WILLOW POINT PHASE 2
Legal Lot Number	21
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	3
Census Block	3013
Census Tract	30340

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4419 OLD CAHABA PKWY, HELENA, AL 35080-8041
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Warranty Deed, Transfer · Conventional Mortgage BOXCAR MORTGAGE LLC
Sep 21, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 22, 2016	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	Sep 21, 2021 · Amount on File
Deed Document Number	2025312500
Prior Transfer Date	Nov 19, 2002
Prior Transfer Doc	0000599340
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Oct 9, 2025
Property Address	218 WILLOW POINT CIR, ALABASTER, AL 35007-9032
Document Number	0000312500
Map Reference	MB 22 PG 41
Instrument Date	Oct 8, 2025
Instrument	20251009000312500
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 WILLOW POINT CIR, ALABASTER, AL 35007-9032

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4419 OLD CAHABA PKWY, HELENA, AL 35080-8041

Mortgage

Document Number	0000312510
Date	Oct 9, 2025
Instrument	20251009000312510

Lender

Name	BOXCAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Sep 21, 2021
Property Address	218 WILLOW POINT CIR, ALABASTER, AL 35007-9032
Document Number	0000459700
Map Reference	MB 22 PG 41
Instrument Date	Sep 20, 2021
Instrument	20210921000459700
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2515 ELIZABETH DR, PELHAM, AL 35124-2607

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5062 MELROSE WAY, HOOVER, AL 35226-5025

Mortgage

Document Number	0000459710
Date	Sep 21, 2021
Instrument	20210921000459710

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	218 WILLOW POINT CIR, ALABASTER, AL 35007-9032
Document Number	0000003740
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Jan 10, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 WILLOW POINT CIR ALABASTER AL 350079032, ALABASTER, AL 35007-9032

Mortgage

Document Number	0000003740
Date	Jan 4, 2017
Instrument	3740

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Alabaster City
County	Shelby County
Unified School District	Alabaster City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,860.00 (-0.37%)
2025	$1,867.00 (+6.99%)	$34,580 (+6.99%)	$173,300 (+7.24%) Land $45,000 Building $128,300
2024	$1,745.00 (+6.47%)	$32,320 (+6.46%)	$161,600 (+6.46%) Land $35,000 Building $126,600
2023	$1,639.00 (+6.71%)	$30,360 (+6.68%)	$151,800 (+6.68%) Land $35,000 Building $116,800
2022	$1,536.00	$28,460	$142,300 Land $35,000 Building $107,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	12 (2005–2021)
Claims Outside the SFHA	3 of 12
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALABASTER WATER DEPARTMENT serves 40,986 people · EPA ID AL0001148
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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