Emmet County property record for 218 Wesley St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,006 sqft · built 1900 |
| Lot Size | 0.108 acres (4,727 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $192,125 (Mar 2023) |
| Tax Bill | $2,901 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-478-014 |
| Primary APN | 52-19-06-478-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,006 sqft Living Area |
| 1st Floor Area | 819 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 4,727 sqft (0.108 acres) |
| Garage Area | 400 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 218 WESLEY ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-3044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-3 |
| Legal Description | WILLIAM W. KNECHT'S ADD. LOT 3 BLK 3. SECTION 6, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Subdivision | WILLIAM W KNECHTS ADD |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 970700 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 218 WESLEY ST, PETOSKEY, MI 49770-3044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE HOUSING DEVELOPMENT |
| Dec 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE HOUSING DEVELOPMENT AUTHO |
| Mar 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF ST IGNACE |
| Nov 5, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on Record |
| Deed Sale | Mar 27, 2023 · Amount on Record |
| Deed Document Number | 20235204115 |
| Deed Book / Page | 1251 / 129 |
| Prior Transfer Date | Oct 26, 2018 |
| Prior Transfer Doc | 1207/826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 218 WESLEY ST, PETOSKEY, MI 49770-3044 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 218 WESLEY ST, PETOSKEY, MI 49770-3044 |
| Document Number | 0000001272/0000000011 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 0000001272/0000000011 |
| Instrument | 5225046 |
| Name | MICHIGAN STATE HOUSING DEVELOPMENT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 48 Months |
| Due | Jan 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 218 WESLEY ST, PETOSKEY, MI 49770-3044 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 218 WESLEY ST, PETOSKEY, MI 49770-3044 |
| Document Number | 0000001272/0000000011 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 0000001272/0000000011 |
| Instrument | 5225046 |
| Name | MICHIGAN STATE HOUSING DEVELOPMENT AUTHO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 48 Months |
| Due | Jan 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Mar 27, 2023 |
| Property Address | 218 WESLEY ST, PETOSKEY, MI 49770-3044 |
| Document Number | 001251/129 |
| Book / Page | 1251 / 129 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 5204115 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2901 RIDGE DR, ALANSON, MI 49706-8519 |
| Document Number | 0005204116 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 5204116 |
| Name | FIRST NATIONAL BANK OF ST IGNACE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Nov 5, 2018 |
| Property Address | 218 WESLEY ST, PETOSKEY, MI 49770-3044 |
| Document Number | 1207/826 |
| Book / Page | 1207 / 826 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 000005160720 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 WESLEY ST, PETOSKEY, MI 49770-3044 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,600 (+5.23%) Land $102,600 | $205,200 (+5.23%) Land $205,200 | |
| 2025 | $97,500 (+40.69%) Land $97,500 | $195,000 (+40.69%) Land $195,000 | |
| 2024 | $2,901.00 | ||
| 2023 | $69,300 Land $69,300 | $138,600 Land $138,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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