218 Welsh Cir, Commerce, GA 30529 Property Records

Jackson County property record for 218 Welsh Cir, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,696 sqft · built 2018
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,664 (Dec 2018)
Tax Bill	$2,047 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2020 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`020F 014`

Property Details

APN / Parcel Number

Primary APN	`020F 014`
Alternative APN	`29955`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Heated Area
1st Floor Area	1,696 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch
Porch Area	56 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29955
Old Parcel Number	020F 014
Street Address	218 WELSH CIR
City	COMMERCE
State	GA
Zip	30529-7763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 CARRINGTON PLACE S/D
Legal Subdivision	CARRINGTON PLACE S/D
Legal Lot Number	14
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4022
Census Tract	10300

Owner

Source: Jackson County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 WELSH CIR, COMMERCE, GA 30529-7763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · VA Mortgage GLOBAL EQUITY FINANCE
Sep 14, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Jan 25, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Dec 27, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage ACOPIA
Oct 5, 2017	Grant Deed, Transfer ATTORNEY ONLY
Sep 19, 2017	Loan Modification, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Prior Sale	Sep 19, 2017 · Amount on Record
Deed Document Number	000083C760
Deed Book / Page	83C / 760
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	218 WELSH CIR, COMMERCE, GA 30529-7763
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 WELSH CIR, COMMERCE, GA 30529-7763

Mortgage

Document Number	00099P0000000249
Date	Nov 29, 2021
Book Page	000000099P/0000000249

Lender

Name	GLOBAL EQUITY FINANCE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON GA
Property Address	218 WELSH CIR, COMMERCE, GA 30529-7763
Document Number	00092D0766
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 WELSH CIR COMMERCE GA 305297763, COMMERCE, GA 30529-7763

Mortgage

Document Number	00092D0766
Date	Oct 23, 2020
Book Page	00092D/000766

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	218 WELSH CIR, COMMERCE, GA 30529-7763
Document Number	00087Z0780
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 WELSH CIR COMMERCE GA 305297763, COMMERCE, GA 30529-7763

Mortgage

Document Number	00087Z0780
Date	Feb 7, 2020
Book Page	00087Z/000780

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 27, 2018
Property Address	218 WELSH CIR, COMMERCE, GA 30529-7763
Document Number	00083C0760
Book / Page	00083C / 000760
Instrument Date	Dec 10, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 WELSH CIR COMMERCE GA 305297763, COMMERCE, GA 30529-7763

Mortgage

Document Number	83C0762
Date	Dec 27, 2018
Book Page	00083C/000762

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 5, 2017
Property Address	218 WELSH CIR, COMMERCE, GA 30529-7763
Document Number	00078N0713
Book / Page	00078N / 000713
Instrument Date	Sep 19, 2017
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$108.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	CARRINGTON PL
Investor	Possibly a Property Investor

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON GA
Property Address	218 WELSH CIR, COMMERCE, GA 30529-7763
Document Number	00078N0714
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,047.00 (-41.06%) Homeowner's exemption	$126,480 (-) Land $24,000 Building $102,480	$316,200 (-) Land $60,000 Building $256,200
2024	$3,473.00 (+21.6%) Homeowner's exemption	$126,480 (+11.03%) Land $24,000 Building $102,480	$316,200 (+11.03%) Land $60,000 Building $256,200
2023	$2,856.00 (-6.21%) Homeowner's exemption	$113,920 (+20.42%) Land $24,000 Building $89,920	$284,800 (+20.42%) Land $60,000 Building $224,800
2022	$3,045.00 Homeowner's exemption	$94,600 Land $24,000 Building $70,600	$236,500 Land $60,000 Building $176,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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