218 Wellfleet Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 218 Wellfleet Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,600 sqft · built 1989
Lot Size	0.199 acres (8,667 sqft)
Owner	2 Individual Names on File
Last Sale	$930,000 (Apr 2024)
Tax Bill	$10,484 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2023 Line of Credit + 6 more
Flood Zone	Zone AE (high risk)
APN	`072-0740-035-0000`

Property Details

APN / Parcel Number

Primary APN	`072-0740-035-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
1st Floor Area	1,329 sqft
2nd Floor Area	1,271 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,667 sqft (0.199 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	218 WELLFLEET CIR
City	FOLSOM
State	CA
Zip	95630-6595
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	WILLOW CREEK ESTS SOUTH 03, LOT 83
Legal Subdivision	WILLOW CREEK ESTS SOUTH 03
Legal Lot Number	83
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1009
Census Tract	8510

Owner

218 Wellfleet Cir is owned and occupied by two individuals who bought it in April 2024.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	218 WELLFLEET CIR, FOLSOM, CA 95630-6595
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Mar 2, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
May 20, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SKYONE FCU
Apr 30, 2024	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 20, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SKYONE FCU
Jan 8, 2021	Quit Claim Deed, Transfer UNITED WHOLESALE MTG
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage SKYONE FCU
Jul 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage SKYONE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	May 12, 2016 · Amount on File
Deed Book / Page	20240430 / 367
Prior Transfer Date	Jan 4, 2021
Prior Transfer Doc	1080000001805
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	218 WELLFLEET CIR, FOLSOM, CA 95630-6595
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 WELLFLEET CIR, FOLSOM, CA 95630-6595

Mortgage

Document Number	0000000571
Date	Sep 11, 2025
Instrument	202509110571

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	218 WELLFLEET CIR, FOLSOM, CA 95630-6595
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 WELLFLEET CIR, FOLSOM, CA 95630-6595

Mortgage

Document Number	0000000080
Date	Mar 2, 2023
Instrument	2023030200080

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	218 WELLFLEET CIR, FOLSOM, CA 95630-6595
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 WELLFLEET CIR, FOLSOM, CA 95630-6595

Mortgage

Document Number	0000000817
Date	May 20, 2021
Instrument	202105200817

Lender

Name	SKYONE FCU
Type	Credit Union
Address	HAWTHORNE, CA 90250

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2031

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 30, 2024
Property Address	218 WELLFLEET CIR, FOLSOM, CA 95630-6595
Document Number	0000000367
Map Reference	MB 176 MAP 15
Instrument Date	Apr 23, 2024
Instrument	202404300367
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	218 WELLFLEET CIR, FOLSOM, CA 95630-6595

Mortgage

Document Number	0000000368
Date	Apr 30, 2024
Instrument	202404300368

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	218 WELLFLEET CIR, FOLSOM, CA 95630-6595
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 WELLFLEET CIR, FOLSOM, CA 95630-6595

Mortgage

Document Number	5200000000817
Date	May 20, 2021
Book Page	20210520/817

Lender

Name	SKYONE FCU
Type	Credit Union
Address	HAWTHORNE, CA 90250

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2031

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 8, 2021
Property Address	218 WELLFLEET CIR, FOLSOM, CA 95630-6595
Document Number	2101081805
Instrument Date	Jan 4, 2021
Instrument	2101081805
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	218 WELLFLEET CIR FOLSOM CA 956306595, FOLSOM, CA 95630-6595

Mortgage

Document Number	2101081806
Date	Jan 8, 2021
Instrument	2101081806

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92117-3600

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	218 WELLFLEET CIR, FOLSOM, CA 95630-6595
Document Number	1908131090
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	218 WELLFLEET CIR FOLSOM CA 956306595, FOLSOM, CA 95630-6595

Mortgage

Document Number	1908131090
Date	Aug 13, 2019
Instrument	1908131090

Lender

Name	SKYONE FCU
Type	Credit Union
Address	HAWTHORNE, CA 90250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	218 WELLFLEET CIR, FOLSOM, CA 95630-6595
Document Number	1808030194
Instrument Date	Jul 28, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	218 WELLFLEET CIR FOLSOM CA 956306595, FOLSOM, CA 95630-6595

Mortgage

Document Number	1808030194
Date	Aug 3, 2018
Instrument	1808030194

Lender

Name	SKYONE FCU
Type	Credit Union
Address	HAWTHORNE, CA 90250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 2, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 218 Wellfleet Cir was $10,484, up 45.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$997,572 (+5.16%) Land $239,292 Building $758,280
2025	$10,484.00 (+45.49%)	$948,600 Land $234,600 Building $714,000
2024	$7,206.00 (+1.79%)
2023	$7,079.00 (+1.46%) Homeowner's exemption	$642,868 Land $159,294 Building $483,574
2022	$6,977.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 218 Wellfleet Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Wellfleet Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cal.net, Succeed.Net, Verizon.

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