St. Louis County property record for 218 W Wisconsin Ave, Gilbert, MN 55741
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 897 sqft · built 1915 |
| Lot Size | 0.165 acres (7,198 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,000 (Jul 2020) |
| Tax Bill | $388 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-0010-03810 |
| Primary APN | 060-0010-03810 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 897 sqft Gross Area |
| 1st Floor Area | 598 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 7,198 sqft (0.165 acres) |
| Garage Area | 364 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 182 sqft |
| Storage Building | 81 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1093074 |
|---|---|
| Street Address | 218 W WISCONSIN AVE |
| City | GILBERT |
| State | MN |
| Zip | 55741-5030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 17 AND 18 SERIAL # |
| Legal Subdivision | GILBERT |
| Legal Block | 16 |
| Legal Lot Number | 17-18 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GILBERT |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 13500 |
218 W Wisconsin Ave is owned and occupied by an individual who bought it in July 2020.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 218 W WISCONSIN AVE, GILBERT, MN 55741-5030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Jul 23, 2020 | Warranty Deed, Transfer AMERICAN BK/THE NORTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on File |
| Deed Sale | Jul 23, 2020 · Amount on File |
| Prior Sale | Jan 7, 2015 · Amount on File |
| Deed Document Number | 20201385845 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 218 W WISCONSIN AVE, GILBERT, MN 55741-5030 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001518425 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 1518425 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 18, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 23, 2020 |
| Property Address | 218 W WISCONSIN AVE, GILBERT, MN 55741-5030 |
| Document Number | 00A1385845 |
| Instrument Date | Jun 25, 2020 |
| Instrument | A1385845 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2020 |
| Title Company | ALL AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 W WISCONSIN AVE GILBERT MN 557415030, GILBERT, MN 55741-5030 |
| Document Number | A1385846 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | A1385846 |
| Name | AMERICAN BK/THE NORTH |
|---|---|
| Type | Bank |
| Address | COOK, MN 55723 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 22, 2050 |
The 2026 property tax bill for 218 W Wisconsin Ave was $388 with a homeowner's exemption, down 1.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Gilbert City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $388.00 (-1.52%) Homeowner's exemption | ||
| 2025 | $394.00 (-7.94%) Homeowner's exemption | $85,600 (+25.88%) Land $10,300 Building $75,300 | $85,600 (+25.88%) Land $10,300 Building $75,300 |
| 2024 | $428.00 | $68,000 Land $8,200 Building $59,800 | $68,000 Land $8,200 Building $59,800 |
| 2022 | $59,500 Land $6,800 Building $52,700 | $59,500 Land $6,800 Building $52,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 W Wisconsin Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 218 W Wisconsin Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Gilbert serves 1,829 people · EPA ID MN1690020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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