218 W Session St, Waupaca, WI 54981 Property Records

Waupaca County property record for 218 W Session St, Waupaca, WI 54981

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 957 sqft · built 1900
Lot Size	0.156 acres (6,778 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Feb 2020)
Tax Bill	$1,602 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-19-82-61`

Property Details

APN / Parcel Number

Primary APN	`34-19-82-61`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	957 sqft Gross Area
1st Floor Area	957 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,778 sqft (0.156 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	218 W SESSION ST
City	WAUPACA
State	WI
Zip	54981-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT LTS6&7 BLKF ORIG PLAT V415P492 V510P26V537P907 V621P274 V712P502 V882P119
Legal Range	12E
Legal Township	22N
Legal Section	30
Legal Subdivision	SUBDIVISION RIVER TERRACE COURT
Legal Block	F
Legal Lot Number	6,7
Jurisdiction	WAUPACA WI
Township / Civil Division	WAUPACA
Census Block Group	2
Census Block	2000
Census Tract	101000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main Street Historic District listed 2002 · 43 contributing resources · NRIS 02000370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

218 W Session St is owned and occupied by an individual who bought it in February 2020.

Source: Waupaca County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	218 W SESSION ST, WAUPACA, WI 54981-1549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Feb 25, 2020	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2020 · Amount on File
Deed Sale	Feb 25, 2020 · Amount on File
Prior Sale	Oct 16, 2007 · Amount on File
Deed Document Number	2020879899
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	218 W SESSION ST, WAUPACA, WI 54981-1549
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 W SESSION ST, WAUPACA, WI 54981-1549

Mortgage

Document Number	0000904543
Date	Mar 18, 2022
Instrument	904543

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Feb 25, 2020
Property Address	218 W SESSION ST, WAUPACA, WI 54981-1549
Document Number	0000879899
Instrument Date	Feb 21, 2020
Instrument	879899
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 W SESSION ST, WAUPACA, WI 54981-1549

Mortgage

Document Number	0000879900
Date	Feb 25, 2020
Instrument	879900

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 218 W Session St was $1,602 with exemptions applied.

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
Municipality	Waupaca City
Unified School District	Waupaca School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,602.00	$98,500 Land $14,100 Building $84,400
2023	$1,615.00 (-3.93%)	$98,500 (+35.67%) Land $14,100 Building $84,400	$126,106 (+35.68%) Land $18,051 Building $108,055
2022	$1,681.00	$72,600 Land $10,100 Building $62,500	$92,947 Land $12,930 Building $80,017

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 218 W Session St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 W Session St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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