218 W River St, Cave Junction, OR 97523 Property Records

Josephine County property record for 218 W River St, Cave Junction, OR 97523

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 876 sqft · built 1946
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$86,000 (Jul 2022)
Tax Bill	$970 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-08-16-DC-001101`

Property Details

APN / Parcel Number

Primary APN	`39-08-16-DC-001101`
Alternative APNs	`390816DC00110100` `R329717`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	876 sqft Living Area
1st Floor Area	876 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2005
Exterior Material	Shingles
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	6,970 sqft (0.16 acres)
Deck Area	60 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	R329717
Street Address	218 W RIVER ST
City	CAVE JUNCTION
State	OR
Zip	97523-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	ACRES 0.16
Legal Range	08W
Legal Township	39S
Legal Section	16
Legal Lot Number	1101
Jurisdiction	JOSEPHINE OR
Township / Civil Division	CAVE JUNCTION
Census Block Group	1
Census Block	1020
Census Tract	361601

Owner

Source: Josephine County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	218 W RIVER ST, CAVE JUNCTION, OR 97523-9509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN FSLA
Jul 7, 2022	Personal Representative Deed, Transfer · Stand-Alone First Mortgage AARON LANGENBECK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	Apr 26, 2013 · Amount on Record
Deed Document Number	20228916
Prior Transfer Date	Jul 6, 2022
Prior Transfer Doc	0000008916
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	218 W RIVER ST, CAVE JUNCTION, OR 97523-9509
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 W RIVER ST, CAVE JUNCTION, OR 97523-9509

Mortgage

Document Number	0000002742
Date	Mar 18, 2026
Instrument	2026-002742

Lender

Name	EVERGREEN FSLA
Type	Bank
Address	GRANTS PASS, OR 97526

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2036
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.62%
Margin	4
Max Rate	11.6%

July 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Jul 7, 2022
Property Address	218 W RIVER ST, CAVE JUNCTION, OR 97523-9509
Document Number	0000008916
Instrument Date	Jun 30, 2022
Instrument	2022-008916
Transaction Type	Transfer
Record Updated	Nov 14, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 143, SELMA, OR 97538-0143

Mortgage

Document Number	0000008917
Date	Jul 7, 2022
Instrument	2022-008917

Lender

Name	AARON LANGENBECK
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 28, 2037

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Municipality	Cave Junction City
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$970.00 (+2.97%)	$81,500 (+3%)	$155,960 (+13.07%) Land $36,880 Building $119,080
2024	$942.00 (+42.08%)	$79,130 (+30.32%)	$137,930 (+28.88%) Land $35,490 Building $102,440
2023	$663.00 (+0.61%)	$60,720 (+2.99%)	$107,020 (+7.59%) Land $45,120 Building $61,900
2022	$659.00	$58,960	$99,470 Land $36,230 Building $63,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 68% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAVE JUNCTION serves 2,160 people · EPA ID OR4100971
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: DFN, Hunter Communications.

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