218 W Prospect St, Beaverdam, OH 45808 Property Records

Allen County property record for 218 W Prospect St, Beaverdam, OH 45808

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,319 sqft · built 1920
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on File
Last Sale	$107,500 (Oct 2020)
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Apr 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-3105-04-014.000`

Property Details

APN / Parcel Number

Primary APN	`28-3105-04-014.000`
Alternative APN	`A0428310504014000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,319 sqft Living Area
Gross Area	2,215 sqft
1st Floor Area	872 sqft
Upper Floors Area	447 sqft
Basement Area	704 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	150 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	519 sqft
Deck Area	72 sqft
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	218 W PROSPECT ST
City	BEAVERDAM
State	OH
Zip	45808-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GATES ADDITION LOT 115 & PT 114 FF 51.79
Legal Subdivision	GATES ADDITION
Legal Lot Number	114
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4066
Census Tract	10200

Owner

Source: Allen County records · APN 28-3105-04-014.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	218 W PROSPECT ST, BEAVERDAM, OH 45808-9700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 08, 2020 · Amount on Record
Deed Sale	Oct 08, 2020 · Amount on Record
Prior Sale	Apr 06, 2017 · Amount on Record
Deed Document Number	202012371
Deed Book / Page	2020 / 12371
Record Updated	Sep 20, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 06, 2017
Property Address	218 W PROSPECT ST, BEAVERDAM, OH 45808-9700
Document Number	0000003537
Book / Page	002017 / 003537
Instrument Date	Apr 03, 2017
Instrument	3537
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 W PROSPECT ST BEAVERDAM OH 458089700, BEAVERDAM, OH 45808-9700

Mortgage

Document Number	3538
Date	Apr 06, 2017
Instrument	3538

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 05, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Beaverdam Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,269.00 (-1.25%)	$36,860 (-) Land $5,010 Building $31,850	$105,300 (-) Land $14,300 Building $91,000
2024	$1,285.00 (-4.46%) Homeowner's exemption	$36,860 (+4.98%) Land $5,010 Building $31,850	$105,300 (+4.99%) Land $14,300 Building $91,000
2023	$1,345.00 (+0.67%) Homeowner's exemption	$35,110 (-) Land $4,760 Building $30,350
2022	$1,336.00 Homeowner's exemption	$35,110 Land $4,760 Building $30,350
2021			$100,300 Land $13,600 Building $86,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 102 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Defiance Holdings Fixed Wireless	200 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	BEAVERDAM VILLAGE PWS serves 319 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.