218 W 6th St, Covington, KY 41011 Property Records

Kenton County property record for 218 W 6th St, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,287 sqft · built 1880
Lot Size	0.052 acres (2,286 sqft)
Owner	Individual Name on File
Last Sale	$566,500 (Mar 2025)
Tax Bill	$1,689 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`054-21-13-027.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-13-027.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,287 sqft Finished Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,286 sqft (0.052 acres)
Lot Dimensions	90 ft deep x 25.4 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	218 W 6TH ST
City	COVINGTON
State	KY
Zip	41011-1412
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	JOHNSON & RUSSELL BLK 21 PT LOTS 2-3 25.4'X 90' NS 6TH ST 124.3' E CRAIG
Legal Subdivision	JOHNSON & RUSSELL
Legal Phase	21
Legal Block	21
Legal Lot Number	2,3
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2021
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mutter Gottes Historic District listed 1980 · 143 contributing resources · NRIS 80004499

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

218 W 6th St, a duplex, is owned and occupied by an individual who bought it in March 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	218 W 6TH ST, COVINGTON, KY 41011-1412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Mar 20, 2017	Grant Deed, Transfer · Line of Credit VICTORY CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2025 · Amount on File
Deed Sale	Mar 11, 2025 · Amount on File
Prior Sale	Mar 20, 2017 · Amount on File
Deed Document Number	202598
Deed Book / Page	332 / 927
Prior Transfer Date	May 5, 2007
Prior Transfer Doc	0005900204
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jun 4, 2026
Property Address	218 W 6TH ST, COVINGTON, KY 41011-1412
Document Number	0000011611
Book / Page	441 / 571
Instrument Date	May 21, 2026
Instrument	202611611
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011611,
Date	Jun 4, 2026
Book Page	441/571
Instrument	202611611

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 21, 2036

Interest

Rate	6.23%
Max Rate	-1%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 20, 2017
Property Address	218 W 6TH ST, COVINGTON, KY 41011-1412
Document Number	0000000062
Book / Page	0C6118 / 000175
Instrument Date	Mar 13, 2017
Instrument	62
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1900 SKY MEADOW DR HAMILTON OH 450138511, HAMILTON, OH 45013-8511

Mortgage

Document Number	63
Date	Mar 20, 2017
Book Page	0C6118/000179
Instrument	63

Lender

Name	VICTORY CMNTY BK
Type	Bank
Address	FORT MITCHELL, KY 41017

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 218 W 6th St was $1,689.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,300 (+122.2%) Land $15,000 Building $268,300	$283,300 (+122.2%) Land $15,000 Building $268,300
2025	$1,689.00	$127,500 Land $15,000 Building $112,500	$127,500 Land $15,000 Building $112,500
2023	$1,698.00	$127,500 Land $15,000 Building $112,500	$127,500 Land $15,000 Building $112,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 218 W 6th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 W 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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