218 W 4th Ave, Red Cloud, NE 68970 Property Records

Webster County property record for 218 W 4th Ave, Red Cloud, NE 68970

Property Summary

Property Type	Gym, Health Spa
Details	2,548 sqft · built 1947
Lot Size	0.059 acres (2,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Feb 2021)
Tax Bill	$513 (2025)
Deeds & Mortgages	Jan 2020 Construction Loan May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`000115200`

Property Details

APN / Parcel Number

Primary APN	`000115200`

Interior

Stories	1 Story
Building Area	2,548 sqft Total Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	2,550 sqft (0.059 acres)
Lot Dimensions	50 ft deep x 51 ft wide
Garage Area	2,548 sqft
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Street Address	218 W 4TH AVE
City	RED CLOUD
State	NE
Zip	68970-2358
Property Category	Commercial
Property Type	Commercial > Retail > Gym, Health Spa
Local Zoning Code	03-COMMERC
Legal Description	WEST 51' LOTS 1 & 2 BLOCK 25 ORIGINAL TOWN RED CLOUD
Legal Range	11
Legal Township	01
Legal Section	00
Legal Subdivision	ORIGINAL TOWN OF RED CLOUD
Legal Block	25
Legal Lot Number	1,2
Jurisdiction	WEBSTER NE
Township / Civil Division	5
Census Block Group	2
Census Block	2099
Census Tract	965100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Seward Street Historic District listed 1982 · 47 contributing resources · NRIS 82004933

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Webster County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	835 N WALNUT ST, RED CLOUD, NE 68970-2033
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · Construction Mortgage HERITAGE BANK
May 17, 2018	Personal Representative Deed, Transfer SOUTHERN TITLE, SOUTHERN TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Book / Page	2021 / 388
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER NE
Property Address	218 W 4TH AVE, RED CLOUD, NE 68970-2358
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/0177
Date	Jan 21, 2020
Book Page	2020/0177

Lender

Name	HERITAGE BANK
Type	Bank
Address	HASTINGS, NE 68902

Agreement

Type	Construction Mortgage

May 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WEBSTER NE
Recording Date	May 17, 2018
Property Address	218 W 4TH AVE, RED CLOUD, NE 68970-2358
Document Number	02018/1042
Book / Page	2018 / 1042
Instrument Date	May 17, 2018
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHERN TITLE, SOUTHERN TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$11.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Webster County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Webster County
Municipality	Red Cloud City
Unified School District	Red Cloud Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,735 (+41.37%) Land $395 Building $63,340	$63,735 (+41.37%) Land $395 Building $63,340
2025	$513.00 (+17.39%)	$45,085 (+54.14%) Land $395 Building $44,690	$45,085 (+54.14%) Land $395 Building $44,690
2023	$437.00	$29,250 Land $395 Building $28,855	$29,250 Land $395 Building $28,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED CLOUD serves 991 people · EPA ID NE3118301
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Vyve Broadband Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile, Viaero Wireless.

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