218 W 4th Ave, Ranson, WV 25438 Property Records

Jefferson County property record for 218 W 4th Ave, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 704 sqft · built 1960
Lot Size	0.064 acres (2,788 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2021)
Tax Bill	$1,943 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-6-0094.0000`

Property Details

APN / Parcel Number

Primary APN	`08-6-0094.0000`
Alternative APN	`19-08-6-0094.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	704 sqft Living Area
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	2,788 sqft (0.064 acres)
Lot Dimensions	70 ft deep x 40 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	218 W 4TH AVE
City	RANSON
State	WV
Zip	25438-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 90 #6 CLEM PLAT-STULL
Legal Subdivision	ROY V CLEM SUBDIVISION
Legal Block	6,90
Jurisdiction	JEFFERSON WV
Township / Civil Division	CHARLES TOWN
Census Block Group	3
Census Block	3021
Census Tract	972401

Owner

218 W 4th Ave is owned by an individual who bought it in March 2021.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	632 S SEMINARY ST, CHARLES TOWN, WV 25414-1447
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Mar 5, 2021	Deed, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2021 · Amount on File
Deed Sale	Mar 5, 2021 · Amount on File
Deed Document Number	20213912
Deed Book / Page	1256 / 496
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	218 W 4TH AVE, RANSON, WV 25438-1022
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	CARDINAL TITLE GROUP LLC, CARDINAL TITLE PLLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 S SEMINARY ST, CHARLES TOWN, WV 25414-1447

Mortgage

Document Number	0002539/92
Date	Feb 15, 2024
Book Page	2539/92
Instrument	202400001701

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	MARTINSBURG, WV 25402

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Mar 5, 2021
Property Address	218 W 4TH AVE, RANSON, WV 25438-1022
Document Number	1256/496
Book / Page	1256 / 496
Map Reference	MB 197 PG 512
Instrument Date	Feb 26, 2021
Instrument	202100003912
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 DARKE LN, KEARNEYSVILLE, WV 25430-4503

Mortgage

Document Number	202100003913
Date	Mar 5, 2021
Instrument	202100003913

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 218 W 4th Ave was $1,943, down 2.5% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Municipality	Ranson Corporation
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,943.00 (-2.51%)	$70,700 (-0.7%) Land $26,200 Building $44,500	$117,833 (-0.65%) Land $43,667 Building $74,167
2025	$1,993.00	$71,200 Land $26,200 Building $45,000	$118,600 Land $43,600 Building $75,000
2023	$1,744.00	$61,500 Land $20,100 Building $41,400	$102,500 Land $33,500 Building $69,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 218 W 4th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1979–2019)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 W 4th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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