218 Vermont Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 218 Vermont Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,650 sqft Heated Area
Lot Size	9,583 sqft (0.219 acres)
Occupancy	Owner Occupied
Last Sale	$209,000 (2017)
Tax Bill	$4.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`81583`
Alternative APN	`032630003300010570`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,650 sqft Heated Area
Gross Area	2,004 sqft Gross Area
1st Floor	1,000 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1996
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.219 acres)
Depth X Width	125 ft x 75 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport
Fence	Fence
Porch	Enclosed Porch
Porch Area	924 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	81583
Street Address	218 VERMONT AVE
City	SAINT CLOUD
State	FL
Zip	34769-2215
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUNNY ACRES PB 2 PG 52, S 37.5 FT OF LOT 57 AND N 37.5 FT LOT 58
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	ST CLOUD 2ND AND 3RD STREETS
Legal Tract	33
Legal Block	1
Legal Lot Number	57-58
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3028
Census Tract	43400

Owner

Source: Osceola County records · APN 81583

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	218 VERMONT AVE, SAINT CLOUD, FL 34769-2215
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2017 · Amount on Record
Deed Sale	Apr 27, 2017 · Amount on Record
Prior Sale	Jul 19, 2016 · Amount on Record
Deed Doc Number	2017062341
Deed Book / Page	5138 / 1839
Record Refreshed	Jun 08, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 27, 2017
Property Address	218 VERMONT AVE, SAINT CLOUD, FL 34769-2215
Document Number	0051381839
Book / Page	005138 / 001839
Instrument Date	Apr 26, 2017
Instrument	62341
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,463.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 VERMONT AVE ST CLOUD FL 347692215, ST CLOUD, FL 34769-2215

Mortgage

Document Number	51381841
Date	Apr 27, 2017
Book Page	005138/001841
Instrument	62342

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$173,762 (+5.99%)	$283,600 (+14.08%) Land $60,000 Building $223,600
2023	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$163,947 (+3%)	$248,600 (+18.16%) Land $55,000 Building $193,600
2022	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$159,172	$210,400 Land $50,000 Building $160,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,439 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.