218 Trinity Dr, Morehead, KY 40351 Property Records

Rowan County property record for 218 Trinity Dr, Morehead, KY 40351 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$492,000 (Aug 2023)
Tax Bill	$4,134 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-00 00 083.16`

Property Details

APN / Parcel Number

Primary APN	`045-00 00 083.16`
Alternative APNs	`11646` `7417` `7427`

Location & Zoning

Account Number	11646
Street Address	218 TRINITY DR
City	MOREHEAD
State	KY
Zip	40351-6193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT #16 TRINITY ESTATES SUBD
Legal Subdivision	TRINITY ESTATES
Legal Lot Number	16
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1000
Census Tract	950201

Owner

Source: Rowan County records · APN 045-00 00 083.16

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	218 TRINITY DR, MOREHEAD, KY 40351-6193
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Deed Document Number	2024413
Deed Book / Page	D288 / 625
Record Updated	Jun 08, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Aug 10, 2023
Property Address	218 TRINITY DR, MOREHEAD, KY 40351-6193
Document Number	00D288/625
Book / Page	D288 / 625
Map Reference	CAB 2 PG 135
Instrument Date	Jul 27, 2023
Instrument	2024413
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$492.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5300 SAGE WAY, YAKIMA, WA 98901-6113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 TRINITY DR, MOREHEAD, KY 40351-6193

Mortgage

Document Number	0002024417
Date	Aug 10, 2023
Instrument	2024417

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2028
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	11.8%

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,134.00 (+15.93%)	$494,000 (+6.26%) Land $34,500 Building $459,500	$494,000 (+6.26%) Land $34,500 Building $459,500
2023	$3,566.00 (+41.4%) Homeowner's exemption	$464,900 (+39.82%) Land $32,500 Building $432,400	$464,900 (+39.82%) Land $32,500 Building $432,400
2022	$2,522.00 Homeowner's exemption	$332,500 Land $32,500 Building $300,000	$332,500 Land $32,500 Building $300,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.