218 Topaz Cir, Dover, DE 19904 Property Records

Kent County property record for 218 Topaz Cir, Dover, DE 19904

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,598 sqft · built 2007
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$341,984 (Aug 2006)
Tax Bill	$2,060 (2025)
Deeds & Mortgages	Mar 2026 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-05-067.01-01-59.00-000`

Property Details

APN / Parcel Number

Primary APN	`2-05-067.01-01-59.00-000`
Alternative APNs	`ED05067.010159.00/000` `77538` `84021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,598 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	114 ft deep x 70 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	84021
Street Address	218 TOPAZ CIR
City	DOVER
State	DE
Zip	19904-3708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD POINTE SUB., LOT #59 218 TOPAZ CIRCLE
Legal Subdivision	EMERALD POINTE
Legal Lot Number	59
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1004
Census Tract	40700

Owner

Source: Kent County records · APN 2-05-067.01-01-59.00-000

Assessment roll updated September 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	218 TOPAZ CIR, DOVER, DE 19904-3708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2006 · Amount on Record
Deed Sale	Aug 24, 2006 · Amount on Record
Deed Document Number	200664690
Deed Book / Page	3191 / 51
Last Transfer Date	Jan 27, 2026
Transfer Doc	0000532279
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT DE
Recording Date	Mar 18, 2026
Property Address	218 TOPAZ CIR, DOVER, DE 19904-3708
Document Number	0000532279
Book / Page	14087 / 37
Map Reference	MB 71 PG 50
Instrument Date	Jan 27, 2026
Instrument	2026-532279
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	ALLEGIANT REVERSE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 TOPAZ CIR, DOVER, DE 19904-3708

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	218 TOPAZ CIR, DOVER, DE 19904-3708

Mortgage

Document Number	0000532280
Date	Mar 18, 2026
Instrument	2026-532280

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	984 Months
Due	Mar 07, 2108

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 01, 2026
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	10.8%

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Dover City
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$2,060.00 (+12.38%)	$350,600 (+462.76%) Land $77,000 Building $273,600
2023	$1,833.00	$62,300 Land $7,200 Building $55,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010407001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 72% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 171 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	DOVER WATER DEPARTMENT serves 39,491 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.