218 Texas Ave, Gilmer, TX 75645 Property Records

Upshur County property record for 218 Texas Ave, Gilmer, TX 75645

Property Summary

Property Type	Residential
Details	3,180 sqft · built 1988
Lot Size	0.351 acres (15,298 sqft)
Owner	Individual Name on Record
Tax Bill	$3,881 (2026)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S302-S02-C11-LT110`

Property Details

APN / Parcel Number

Primary APN	`S302-S02-C11-LT110`
Alternative APN	`68481`

Interior

Full Baths	2 Baths
Building Area	3,180 sqft Total Area
1st Floor Area	1,860 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,298 sqft (0.351 acres)
Lot Dimensions	150 ft deep x 102 ft wide
Garage Type	Carport
Garage Area	494 sqft
Carport	Carport
Carport Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S302-S02-C11-LT110
Street Address	218 TEXAS AVE
City	GILMER
State	TX
Zip	75645-6732
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	LOT 110, PINE ACRES ADDN S302 (A483) .3512 ACRES & HOUSE
Legal Subdivision	PINE ACRES ADDN
Legal Lot Number	110
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	1
Census Block	1039
Census Tract	950400

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	218 TEXAS AVE, GILMER, TX 75645-6732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	218 TEXAS AVE, GILMER, TX 75645-6732
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001310/602
Date	Jun 16, 2017
Book Page	1310/602
Instrument	201703821

Lender

Name	THE FIRST NATIONAL BANK OF GILMER
Type	Bank
Address	GILMER, TX 75644

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

Interest

Rate Type	Fixed Rate
Rate	3.65%
Type Change Date	Jan 6, 2023
Change Frequency	Monthly
Min Rate At Change	3.65%
Max Rate At Change	16%
Index	Prime Rate
Max Rate	16%

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gilmer City
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,881.00 (+69.4%) Homeowner's exemption	$199,300 (-1.4%) Land $25,860 Building $173,440	$199,300 (-1.4%) Land $25,860 Building $173,440
2025	$2,291.00 (-22.23%) Homeowner's exemption	$202,140 (+25.27%) Land $25,860 Building $176,280	$202,140 (+25.27%) Land $25,860 Building $176,280
2023		$161,360 Land $28,920 Building $132,440	$161,360 Land $28,920 Building $132,440
2022	$2,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILMER serves 8,115 people · EPA ID TX2300002
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20