Genesee County property record for 218 Terrace St, Flushing, MI 48433
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,384 sqft · built 1980 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,958 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-27-580-128 |
| Primary APN | 55-27-580-128 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 770 sqft |
| Basement Area | 770 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 198 ft deep x 66 ft wide |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 218 TERRACE ST |
|---|---|
| City | FLUSHING |
| State | MI |
| Zip | 48433-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES R-1 (L |
| Legal Description | LOT 7 BLK 14 THE ENLARGED PLAT OF FLUSHING |
| Legal Subdivision | THE ENLARGED PLAT |
| Legal Block | 14 |
| Legal Lot Number | 7 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | FLUSHING |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10604 |
218 Terrace St is owned and occupied by two individuals who acquired it in July 2014.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 218 TERRACE ST, FLUSHING, MI 48433-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 29, 2014 |
| Transfer Doc | 0000060503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 218 TERRACE ST, FLUSHING, MI 48433-2117 |
| Document Number | 0000098143 |
| Instrument Date | Nov 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 218 TERRACE ST FLUSHING MI 484332117, FLUSHING, MI 48433-2117 |
| Document Number | 0000098143 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 98143 |
| Name | ELGA CU |
|---|---|
| Type | Credit Union |
| Address | BURTON, MI 48519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 15, 2033 |
The 2025 property tax bill for 218 Terrace St was $1,958 with a homeowner's exemption, up 3.3% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Flushing City |
| Unified School District | Flushing Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,200 (+6.22%) | $184,400 (+6.22%) | |
| 2025 | $1,958.00 (+3.27%) Homeowner's exemption | $86,800 | $173,600 |
| 2024 | $1,896.00 | ||
| 2023 | $71,600 | $143,200 | |
| 2021 | $1,647.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 218 Terrace St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 218 Terrace St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340 |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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