218 Stone Pine Ln, San Ramon, CA 94583 Property Records

Contra Costa County property record for 218 Stone Pine Ln, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,177 sqft · built 1993
Lot Size	16.8 acres (732,679 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Aug 2017)
Tax Bill	$7,949 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`208-680-040-2`

Property Details

APN / Parcel Number

Primary APN	`208-680-040-2`
Alternative APN	`208-680-040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,177 sqft Living Area
1st Floor Area	647 sqft
2nd Floor Area	530 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	732,679 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	218 STONE PINE LN
City	SAN RAMON
State	CA
Zip	94583-1541
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T7331 L2 B7 U218
Legal Subdivision	SUBDIVISION 7331
Legal Tract	7331
Legal Block	7
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	345205

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 STONE PINE LN, SAN RAMON, CA 94583-1541
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Nov 13, 2017	Deed of Trust, Mortgage · ARM GENERAL MORTGAGE CAPITAL CORP
Aug 29, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2017 · Amount on Record
Deed Sale	Aug 29, 2017 · Amount on Record
Prior Sale	Aug 29, 2008 · Amount on Record
Deed Document Number	2017156739
Prior Transfer Date	Aug 26, 2008
Prior Transfer Doc	0000193000
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	218 STONE PINE LN, SAN RAMON, CA 94583-1541
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088943
Date	May 12, 2020
Instrument	2020-088943

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	218 STONE PINE LN, SAN RAMON, CA 94583-1541
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212841
Date	Nov 13, 2017
Instrument	2017-212841

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 29, 2017
Property Address	218 STONE PINE LN, SAN RAMON, CA 94583-1541
Document Number	0000156739
Instrument Date	Aug 25, 2017
Instrument	156739
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$621.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	218 STONE PINE LN SAN RAMON CA 945831541, SAN RAMON, CA 94583-1541

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$655,725 (+2%) Land $457,384 Building $198,341
2025	$7,949.00 (+3.18%)	$642,868 (+4.04%) Land $448,416 Building $194,452
2023	$7,704.00 (+0.25%)	$617,906 Land $431,004 Building $186,902
2022	$7,685.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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