Suffolk City property record for 218 Spruce St, Suffolk, VA 23434
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 12 bd · 4 ba · 4,560 sqft · built 1950 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Company Name on Record |
| Last Sale | $345,000 (May 2024) |
| Tax Bill | $4,520 (2025) |
| Deeds & Mortgages | Nov 2017 Refinance Nov 2018 Mortgage + 2 more |
| APN | 34G24(6)5*5 |
| Primary APN | 34G24(6)5*5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 12 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,560 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Material | Galvanized Metal |
| Lot Area | 8,276 sqft (0.189 acres) |
| Heating System | Space Heater |
|---|
| Account Number | 350682050 |
|---|---|
| Street Address | 218 SPRUCE ST |
| City | SUFFOLK |
| State | VA |
| Zip | 23434-4623 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | RES MEDIUM DENSITY |
| Legal Description | L.5,BL.5,218 SPRUCE ST |
| Legal Subdivision | DOWNTOWN RESIDENCE URBAN |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 65401 |
Source: Suffolk City records, as of December 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 218 SPRUCE ST, SUFFOLK, VA 23434-4623 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 30, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance NPA EQUITY INVESTMENTS LLC |
| Nov 16, 2018 | Deed of Trust, Mortgage · Commercial Mortgage NPA EQUITY INVESTMENTS LLC |
| Aug 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LENDINGHOME FUNDING CORPORATION |
| May 29, 2024 | Warranty Deed, Transfer · Line of Credit FAY SERVICING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2024 · Amount on Record |
| Deed Sale | May 29, 2024 · Amount on Record |
| Prior Sale | Apr 28, 2016 |
| Deed Document Number | 240005411 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 218 SPRUCE ST, SUFFOLK, VA 23434-4623 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0170013624 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 170013624 |
| Name | NPA EQUITY INVESTMENTS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 218 SPRUCE ST, SUFFOLK, VA 23434-4623 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0180012275 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 180012275 |
| Name | NPA EQUITY INVESTMENTS LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 218 SPRUCE ST, SUFFOLK, VA 23434-4623 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0210014037 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 210014037 |
| Name | LENDINGHOME FUNDING CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | May 29, 2024 |
| Property Address | 218 SPRUCE ST, SUFFOLK, VA 23434-4623 |
| Document Number | 0240005411 |
| Instrument Date | May 6, 2024 |
| Instrument | 240005411 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 SPRUCE ST, SUFFOLK, VA 23434-4623 |
| Document Number | 0240005412 |
|---|---|
| Date | May 29, 2024 |
| Instrument | 240005412 |
| Name | FAY SERVICING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,500 (+18.18%) Land $47,700 Building $231,800 | ||
| 2025 | $4,520.00 (+17.95%) | $279,500 (+18.18%) Land $47,700 Building $231,800 | $236,500 (+4.83%) Land $47,700 Building $188,800 |
| 2024 | $3,832.00 (+55.84%) | $236,500 (+4.83%) Land $47,700 Building $188,800 | |
| 2023 | $2,459.00 | $225,600 Land $45,400 Building $180,200 | $225,600 Land $45,400 Building $180,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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