218 Smith Dr, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 218 Smith Dr, Plattsburgh, NY 12901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,530 sqft · built 1990
Lot Size0.114 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Mar 2013)
Tax Bill$14,705 (2026)
Deeds & MortgagesAug 2020 Loan Modification
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN094200 209.1-1-18

Property Details

APN / Parcel Number

Primary APN094200 209.1-1-18
Alternative APN
  • 420020900100010180000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,530 sqft Living Area
1st Floor Area2,050 sqft
2nd Floor Area480 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions228 ft deep x 78 ft wide
View / LotWaterfront / Beach
Garage TypeAttached
Garage Area748 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area476 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address218 SMITH DR
CityPLATTSBURGH
StateNY
Zip12901-7021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionLOT 4 PAT CHP
Legal Block1
Legal Lot Number18.000
JurisdictionCLINTON NY
Township / Civil DivisionPLATTSBURGH
Census Block Group4
Census Block4004
Census Tract100800

Owner

Source: Clinton County and Plattsburgh Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address218 SMITH DR, PLATTSBURGH, NY 12901-7021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2020Loan Modification, Mortgage · Conventional Mortgage
HOMEOWNERS ADVANTAGE
Aug 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEOWNERS ADVANTAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2013 · Amount on Record
Deed SaleMar 19, 2013 · Amount on Record
Prior SaleJun 4, 1997 · Amount on Record
Deed Book / Page20132 / 55166
Record UpdatedOct 29, 2026

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLINTON NY
Property Address218 SMITH DR, PLATTSBURGH, NY 12901-7021
Document Number0000309303
Instrument DateAug 5, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 SMITH DR PLATTSBURGH NY 129017021, PLATTSBURGH, NY 12901-7021

Mortgage

Document Number0000309303
DateAug 11, 2020
Instrument309303
Lender
NameHOMEOWNERS ADVANTAGE
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 10, 2035

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address218 SMITH DR, PLATTSBURGH, NY 12901-7021
Document Number0000309302
Instrument DateAug 5, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 SMITH DR PLATTSBURGH NY 129017021, PLATTSBURGH, NY 12901-7021

Mortgage

Document Number0000309302
DateAug 11, 2020
Instrument309302
Lender
NameHOMEOWNERS ADVANTAGE
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 10, 2035

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionPlattsburgh Town
Unified School DistrictBeekmantown Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,705.00 (+241.42%) Homeowner's exemption
2025$4,307.00$659,400 (+46.53%) Land $172,200 Building $487,200$697,300 (+31.72%) Land $182,097 Building $515,203
2023$450,000 Land $146,100 Building $303,900$529,400 Land $171,879 Building $357,521

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims15 (1978–2014)
Claims Outside the SFHA10 of 15
Most Recent ClaimJun 2014
Claims by Event
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLATTSBURGH CONSOLIDATED WATER DISTRICT
serves 11,162 people · EPA ID NY0900220
Water SourceGroundwater
Last State InspectionMar 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fiber
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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